This article will cover the Best Multi-Asset Apps in Europe for Stocks & Crypto. I will highlight the leading trading platforms that enable users to trade stocks, ETFs, and cryptocurrencies using one account.
From the perspective of both beginner and advanced users, these apps strive to enhance the management of investment portfolios and control of investment-related cash flow and provide easy access to the financial markets around the world.
What is Multi-Asset Apps?
Multi-Asset Apps offer a variety of trading and investing options that incorporate several asset classes within a single application. This is typically comprised of stocks, ETFs, crypto, forex, commodities, and maybe bonds or CFDs (Contracts for Difference). Historically, if one wanted to invest in multiple asset classes, they would need to setup accounts and invest on several different platforms.
Multi-Asset Apps have solved this problem by placing everything in a single application. Portfolio management has never been easier or more efficient. In the United Kingdom, eToro and Revolut have emerged as popular examples.
These applications combine the needs of novice, intermediate, and expert traders by offering the ability to diversify a portfolio and perform real time trades. There is one more feature that eToro and Revolut’s apps offer which is the ability to control your global investments, and that is done through a single cohesive interface.
Why Multi-Asset Apps in Europe for Stocks & Crypto
All-In-One App – An easy-to-use application helps manage multiple asset classes with one account. There is no need to manage several accounts for stocks, cryptos, or ETFs.
Saves Money on Fees – Users save money on trading commissions with platforms such as Trade Republic and DEGIRO, which have low-fee or no-fee trading policies.
Consolidated Portfolio – Having all of the trading accounts in a single application allows users to manage their portfolios with easy access.
World Market Accessibility – Some trading applications such as Saxo Bank offer trading for thousands of global assets.
Innovative User Engagement – eToro enhances the trading experience for users with both copy trading and social trading features.
Combined Crypto and Stocks – The simple trading interface allows users to integrate stock trading with crypto trading and use cryptos such as Ethereum and Bitcoin.
Enhanced Trading Application – Advanced trading applications provide a variety of tools for trading and analyzing the markets, such as IG Group.
Convenient App – Having multiple trading accounts and applications isn’t necessary for different classes of assets.
Key Point & Best Multi-Asset Apps in Europe for Stocks & Crypto
- eToro – Known for copy trading, multi-asset investing, and beginner-friendly crypto + stock access.
- Revolut – Offers easy stock, crypto, and forex investing within a mobile-first banking ecosystem.
- Saxo Bank – Advanced multi-asset trading with professional-grade tools and global market access.
- DEGIRO – Popular for ultra-low fees and wide access to European and US stock markets.
- Swissquote – Strong regulated platform offering stocks, ETFs, crypto, and forex under one account.
- Trade Republic – Simple mobile investing with commission-free trading on stocks, ETFs, and crypto.
- XTB – Provides advanced trading tools with access to stocks, ETFs, forex, and CFDs.
- CMC Markets – Known for powerful trading platforms and wide derivative market coverage.
- IG Group – Established broker offering CFDs, forex, shares, and strong research tools.
- Webull – Commission-free trading with advanced charts for stocks, ETFs, and crypto markets.
10 Best Multi-Asset Apps in Europe for Stocks & Crypto
1. eToro
eToro is an award-winning, multi-asset application founded in 2007, based in Tel Aviv, Israel. Users can trade stocks, ETFs, commodities, forex, and crypto all in one place. Users can even “copy trade” by mirroring the select portfolios of the app’s top investors.
eToro is free to use and has zero commission fees on stock trades (however, a withdrawal fee will apply). As eToro is regulated in various locations, it is reliable and a good starting platform for social and novice investors who want to invest in a diversified portfolio across various regions.
eToro Component
- Stocks. ETFs. Crypto. Forex. Commodities. All available.
- Popular for copy trading, allowing users to imitate investing of top users
- Good social investing community and feed
- Invest in fractions of full shares
- Multiple region regulation, including Europe
- Spread-based pricing for crypto
- Great for beginners and passive users
- Available on mobile and web
eToro Benefits & Drawbacks
Benefits:
- User-friendly for inexperienced traders
- Superior copy trading and social trading
- Stocks, ETFs, Crypto, Forex, and Commodities are available
- Invest in fractions of shares
- Registered in multiple jurisdictions
Drawbacks
- Higher spreads for crypto trading
- Fees for withdrawal, and account inactivity
- Basic trading tools
- Limited professional analytics
- Inefficient customer support
2. Revolut
Founded in 2015 in the UK, Revolut is one of the fastest expanding digital banks. Founded originally as an app for digital banking, users can now trade stocks, crypto, ETFs, and even commodities, all in the mobile banking ecosystem.
Depending on the type of plan/reach, trades can be commission free or small fees will be incurred.
Crypto trading is done via a spread. Its appeal is in its practicality, as users can see and control their banking, savings, and investments all in one place. It is well suited for beginners and those who wish to keep investing simple.
Revolut Component
- All-in-one banking and investing
- Stocks. ETFs. Crypto. Commodities. All available.
- Monthly limit on commission-free trading
- Good for easy fractional investing
- Built-in budgeting, payments, and savings tools
- Instant buy/sell for crypto
- Good beginner app due to simple UI
- Premium plans for higher limits
Revolut Benefits & Drawbacks
Benefits:
- Banking + investing app in one
- Convenient access to stocks and crypto
- Clean and simple app
- Mobile-based fractional investing
- Quick account setup
- Easy signup
Drawbacks:
- Basic trading features
- Limited free tier, causing high fees
- Not flexible for fully selling and buying crypto
- Rushed trading system with limited build tools
- Not a professional trading app
3. Saxo Bank
Founded in 1992, Saxo Bank is a Danish premium multi-asset trading platform. It provides institutional-grade access to equities, ETFs, bonds, FX, the crypto derivatives spectrum, and futures (among 70,000+ instruments).
The company’s award-winning SaxoTraderGO platform is only one highly professional platform Saxo boasts. Saxo’s pricing is tailored to account type and is supported with commission pricing at low percentages per trade and regional inactivity commissions. The Bank is highly rated from a regulation standpoint.
As a result, Saxo Bank is the expedition of choice for the professional inner circle of the investment community and advanced traders.
Saxo Bank Component
- Institutional-grade multi-asset trading app
- Good for accessing 70,000+ global instruments
- Stocks, ETFs, bonds, forex, futures, and crypto
- Advanced trading app and good for high-level research
- Tools and analytics for higher account tiers
- Best for professional users
- Strong regulation and good security
Saxo Bank Benefits & Drawbacks
Benefits:
- 70,000+ financial instruments available
- Advanced trading (PRO tools)
- Excellent global market coverage
- Great research and analytics
- Great regulation and security
Drawbacks:
- High minimum deposit
- Expensive for beginners
- Complex for new users
- charges for inactivity
- Not beginner-friendly
4. DEGIRO
Ultra-low cost investing is DEGIRO’s specialty. Started in 2008, this Dutch broker focuses on offering its clients access to the worldwide trading of equities, ETFs, bonds and derivatives. For a few euros per trade, and with certain conditions met, some ETFs may even be traded commission-free.
DEGIRO’s barebones approach to trading means no service is offered for direct crypto trading. DEGIRO is regulated by authorities in Europe and is the best trading platform for simple stock and ETF trading with an emphasis on lower costs.
DEGIRO Component
- Unbeatable stock and ETF pricing
- Access to multiple US and EU global exchanges
- Simplistic trading app for long-term investing
- No direct crypto trading
- Good low/zero commission ETFs
- Good pricing transparency with almost no hidden fee structure
- Capitalizes on the strong demand for investing in Europe.
- Best for value-focused investors and long-term investors with passive strategies.
DEGIRO Benefits & Drawbacks
Benefits:
- Extremely low fees
- Easy access to global stock markets
- Clean interface
- Good long-term service
- Strong regulation in Europe
Drawbacks:
- No direct crypto trading
- Basic Trading and Research Tools
- No Forex or CFD Trading
- No copy trading
5. Swissquote
Swissquote, a Swiss bank, was established in 1996. Swissquote provides its clients with a banking license and allows trading in more than one asset class.
Clients can trade equities, ETFs, forex, crypto, and structured products. Each asset class comes with its own pricing, and crypto trades are executed with spreads, while equities are charged a commission of around 0.1%.
Swissquote, who operates with multiple currencies, has a lot of respect for their security and Swiss banking standards. If a person wants a secure and integrated platform to trade crypto and traditional assets under a bank, Swissquote is the place.
Swissquote Component
- Swiss-regulated online bank
- Offers Stocks, ETFs, forex, crypto, bonds, structured products
- High-security banking infrastructure
- Multi-currency banking with crypto trades and custody
- Secure and diversifies investing with high fees
- Offers advanced trading and research
Swissquote Benefits & Drawbacks
Benefits:
- Support for stocks, ETFs, forex, crypto
- Multi-currency accounts
- Strong Research Tools
- Regulated Environment
Drawbacks
- High fees
- Complex fee structure
- Not beginner friendly
- Advanced UI
- Minimum costs for some accounts
6. Trade Republic
Trade Republic was established in 2015 and operates in Germany as a brokerage. Trade Republic uses a simple and low-cost model. All trading is done using a mobile app. Clients can invest in equities, ETFs, derivatives, and crypto. Trade Republic is extremely accessible to a retail audience as their per-trade fee is around €1.
Trade Republic charges no account maintenance fees and clients can set up a commission-free savings plan for their ETFs. Trade Republic is regulated in Germany and makes an excellent choice for new and mobile investors who prefer low-cost and simple investments.
Trade Republic Component
- Simple, mobile-based trading app
- Stocks, ETFs, derivatives, crypto
- Low trading fee with flat pricing
- No fee ETFs and fractional investing
- No upkeep cost on the account
- Long-term investing focused
- Popular in Europe for beginners
Trade Republic Benefits & Drawbacks
Benefits:
- Low flat fees
- Mobile Interface
- Commission-free investing options
- Good for long-term investing
Drawbacks:
- Advanced Charting Tools
- No full desktop trading
- Basic research
- Limited Products
- Limited Support
7. XTB
XTB is a global broker providing CFDs, forex, stocks, commodities, and ETFs. Established in Warsaw in 2002, XTB offers commission-free trading of stocks and ETFs with some monthly volume limits. After the limits are exceeded, XTB charges a small fee. Cryptocurrencies are available through CFDs and not for direct purchase.
XTB offers a trading platform called xStation, which is equipped with many analytical and research tools. XTB is ideal for active traders and is regulated in multiple jurisdictions. They appreciate advanced tools and the service along with cost-effective access to global markets.
XTB Component
- Stocks and ETFs commission-free (within limits)
- Offers CFDs for forex, commodities, indices, and crypto
- Advanced xStation platform
- Extensive educational materials and analysis
- Active traders and investors will find most value
XTB Benefits & Drawbacks
Benefits:
- Commission-free Stocks & ETFs (limits apply)
- Strong xStation Trading Platform
- Educational Resources
- Advanced Charting Tools
- Good Global Regulation
Drawbacks:
- Crypto only via CFDs (No Ownership)
- Fees apply after volume limits
- Not for passive investors
- Limited long-term investment tools
- Complex for beginners
8. CMC Markets
Established in 1989, CMC Markets is a CFD and spread betting platform with a long-track record. CMC Markets offers trading access to CFDs of Forex, crypto, indices, and commodities. CMC Markets relies on a spread and charges commissions based on the asset class.
For active traders, CMC Markets provides competitive pricing. CMC Markets is famous for the advanced trading platform, Next Generation, and features advanced trading and risk management tools. CMC markets is mostly suitable for traders that prefer derivatives over long-term investing or direct crypto trading.
CMC Markets Component
- Offers spread betting and advanced CFDs
- Active traders will find value in
- CFDs for forex, indices, stocks, and crypto
- Next Generation trading platform
- Advanced charting and risk management
- No long-term investing focus (derivatives-based)
- Best for experienced traders
CMC Markets Benefits & Drawbacks
Benefits:
- Professional Trading Platform
- Wide CFD Asset Selection
- Advanced Charting Tools
- Competitive Spreads
- Strong Research
Drawbacks
- No long-term investing focus
- High Risk with CFDs
- Complex for beginners
- Fees Vary by Trading Activity
- No direct Crypto Ownership
9. IG Group
Established in 1974, IG Group was one of the first online trading platforms. As a UK based company, IG Group offers CFDs, forex, stocks, indices, and crypto derivatives. A charge in a spread with a commission for each trade applies, and as an active trader, you will appreciate IG Group’s transparent pricing.
With advanced trade and market analysis tools, as well as education and a wide-ranging regulatory coverage, IG Group strongly caters to the professional trader. With IG Groups, derivative trading grants you leverage, with market exposure, as well as access to trade instruments offerings globally.
IG Group Component
- Offers one of the earliest online trading platforms (est. 1974)
- Provides leverage on CFDs, Forex, stocks, indices, and crypto derivatives
- Holds various financial services licenses (highly regulated)
- Trading tools and education are particularly advanced
- Strong features for market research and analysis
- Professional traders can use the trading platform
- Spread and commission differ by asset class
- Best for sophisticated and institutional traders
IG Group Benefits & Drawbacks
Benefits:
- Established broker with a long history
- High quality trading and research tools
- Wide variety of CFD markets
- Great educational tools
- Strong global regulations
Drawbacks:
- Higher costs for the occasional trader
- High risk associated with CFD trading
- Platform is complex for beginners
- Cannot own Cryptos directly
- Inactivity fees in select regions
10. Webull Europe
Founded in 2017, Webull is a US based trading platform with commission-free offers on trades for stocks, ETFs, and cryptocurrencies. With advanced market analysis tools, Webull is known for its reliance and strong presence amongst retail traders.
Though trading stocks may be free with Webull, premium data and services will cost you. With varying local regulation, Webull is a good trading platform to integrate mobile trading with a professional level of trading tools and a fair commission offering.
Webull Europe Component
- Zero commission for stocks and ETFs
- Excellent technical charts
- Real time indicators with market data
- Mobile-centric
- Region based crypto trading support
- Practice account (paper trading)
- Revenue from spreads and optional services
- Best for fast, retail traders and chart traders
Webull Benefits & Drawbacks
Benefits:
- No commission on stocks
- Sophisticated charting tools
- Market data is real-time
- Ability to practice trading
- Excellent mobile platform
Drawbacks:
- Limited availability of Cryptos in some areas
- No full banking and investing system
- Limited asset classes
- Limited Fundamental Research Tools
- Developing in Europe
Comparison Table: Best Multi-Asset Apps in Europe for Stocks & Crypto
| Platform | Founded | Assets Supported | Crypto Support | Fees | Best For | Key Strength |
|---|---|---|---|---|---|---|
| eToro | 2007 | Stocks, ETFs, Forex, Commodities | Yes (direct) | Spread-based + withdrawal fees | Beginners & social traders | Copy trading & social investing |
| Revolut | 2015 | Stocks, ETFs, Crypto, Commodities | Yes | Free up to limits, then fees | Beginners & banking users | All-in-one banking + investing |
| Saxo Bank | 1992 | 70,000+ instruments | Yes (advanced/derivatives) | Tiered commissions | Professional traders | Institutional-grade tools |
| DEGIRO | 2008 | Stocks, ETFs, Bonds | No | Very low commission | Long-term investors | Ultra-low-cost investing |
| Swissquote | 1996 | Stocks, ETFs, Forex, Crypto | Yes | Higher trading fees | Secure investors | Swiss banking security |
| Trade Republic | 2015 | Stocks, ETFs, Derivatives, Crypto | Yes | ~€1 per trade | Beginners & mobile users | Low flat-fee model |
| XTB | 2002 | Stocks, ETFs, Forex, CFDs | CFD only | Commission-free (limits apply) | Active traders | Strong trading platform (xStation) |
| CMC Markets | 1989 | CFDs: Stocks, Forex, Crypto | CFD only | Spreads & commissions | Advanced traders | Powerful charting tools |
| IG Group | 1974 | CFDs, Stocks, Forex, Indices | CFD only | Spreads + fees | Professional traders | Trusted global broker |
| Webull | 2017 | Stocks, ETFs, Crypto (limited) | Yes (region-based) | Commission-free stocks | Active retail traders | Advanced charting + zero commissions |
Conclusion
The Best Multi-Asset Apps in Europe for Stocks & Crypto have redefined portfolio management by providing investors the ability to access the whole universe of stocks, ETFs, forex, commodities, and crypto on the same platform.
eToro and Revolut, for example, are very beginner-friendly and simple, while Saxo Bank and IG Group have sophisticated trading tools for the professional trader.
DEGIRO and Trade Republic are great Europe-based brokers for the long-term investor who is looking to keep trading costs low. For the more active trader that needs trading tools and more flexibility in the markets, look toward XTB and CMC.
Swissquote offers good safe banking-style investing with an excellent regulation record. Your goals, level of investing experience, and what type of trading you prefer will help you decide what broker is best for you in the multi-asset world of today.
FAQ
What are multi-asset apps in Europe?
Multi-asset apps are trading platforms that allow users to invest in stocks, ETFs, crypto, forex, and commodities all in one place. Apps like eToro and Revolut make it easy to manage diversified portfolios from a single account.
Which is the best multi-asset app for beginners in Europe?
For beginners, platforms such as Trade Republic and eToro are popular because they offer simple interfaces, low fees, and easy access to stocks, ETFs, and crypto trading.
Can I invest in both stocks and crypto in one app?
Yes, many modern platforms like Revolut and Swissquote allow users to trade both traditional assets and cryptocurrencies within the same account.
Are multi-asset apps in Europe safe to use?
Most well-known platforms such as IG Group and Saxo Bank are heavily regulated in Europe, making them secure options for retail and professional investors.