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Tuesday, June 18, 2024

Ivy World Wallet Review: The human interface to Hedera

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About Ivy World Wallet

Ivy World Wallet is a mobile app designed to help you manage your personal finances and track your spending. Whether you need to make sure you don’t spend more than you make, set up a budget to save money, or plan for fixed expenses like your mortgage, Ivy Wallet is the perfect app for you.

It helps you track spending on categories like food, shopping, transport, entertainment, and more. More importantly, it highlights how many items you’ve bought at any given store to discourage you from overspending there.

Ivy Wallet – Hedera Hashgraph HBAR Wallet

Ivy Wallet is the most secure and effortless way to buy, use, and manage your HBARs. The easy to use interfaces empowers anyone to experience the speed and security realized by the new trust layer of the internet. Supporting all of the Hedera Services, Ivy Wallet aims to be the one-stop-shop for anything and everything Hedera Hashgraph.

Ivy Wallet features

Ivy Wallet is a very well thought out app. The moment you install it on your Android device, you’ll realise how much the developers have brainstormed while building it.

It has a nice flow of steps from the moment you sign in. For example, it asks you to import your existing data from a previous installation right away. If you didn’t have any, it asks you to set a currency and add accounts and categories. I’m mighty impressed.

The home screen is minimal, yet it shows you all the expense related details that you would want at a quick glance. For example, it displays your total income and expenses for the current month. Below that, it shows your cashflow. Finally, if you come down further, you’ll see the individual expense details. This is exactly what you should look for in an expense tracker app – nothing less, nothing more.

Multiple Accounts

With Ivy World Wallet, you can track the income and expenses against your bank account, credit cards, cash or practically any type of account that you have. This is extremely useful, as it helps you keep track of the things that you spent on using each account.

For example, I have a habit of losing track of my credit card expenses. I’m sure a lot of you share this unfortunate trait with me. Ivy Wallet tells me exactly how much I used my credit card in a month.

It also tells you exactly how much money you have across all your accounts. This is a very useful feature for those who have more than just a few accounts.

You can even set a different currency for each of your accounts. Frequent international traveller looking to track cash expenses in another currency? Ivy Wallet has you covered.

Multiple Currencies

Ivy Wallet supports a large number of currencies. When you’re setting up the app for the first time, it will select your home currency as the default one. So, whenever you add a new account, it will be defaulted to your country’s currency.

However, you always have the choice to change that from the settings.

And did tell you that it supports Cryptocurrency as well? Yes. Ivy Wallet supports a number of cryptocurrencies such as Bitcoin, Ethereum, etc. This is super cool. Not many of their competitors have this feature yet.


Budgets is a very useful feature for those who find it hard to keep a check on their spendings. Using this feature, you can set a total budget or one for each category.

Do you want to keep a tab on your dining out expenses? Ivy World Wallet lets you do that easily.

Just tap on Add Budget on the Budgets screen, give the budget a name, select categories (optional) and enter an amount. It’s that simple.

Now every time you record your expenses, Ivy Wallet shows you how exactly much budget you have left.


Ivy Wallet has a feature called Reports where you can put a number of filters to drill down into the minute details of your income/expense history. This should work great for accounting purposes.

You can select a time period, accounts, categories and an amount range to look at any subset of transactions. And there’s more – you can even include or exclude keywords using the filter. You’re only limited by your imagination.

The Reports feature also lets you export the data to a CSV file.


Ivy Wallet works either by syncing your data to Ivy Cloud or storing them locally on your device.

In case of offline usage, you can easily import your past expenses from Ivy Wallet’s CSV file. So, your data is safe even if you’re not syncing them to Ivy Cloud.

Wait, that’s not all.

You may even import your expenses from a few other expense tracker apps. At the time of writing this article, Ivy Wallets allows you to import the CSV file from Money Manager, Wallet by BudgetBakers and Spendee. (Time to switch over to Ivy Wallet?!)

Coming to the Export part of it, Ivy Wallet allows you to export all your recorded incomes and expenses to a CSV file.

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