10 Best Alchemy Pay Alternatives in India 2026 – Features & Benefits Guide

In this article, I will explain the Best Alchemy Pay Alternatives in India. Due to the rapid growth of the crypto payments and the INR-to-crypto payment gateways, users from India require safe and dependable services.

MoonPay, Ramp Network, ZebPay, and Giottus give instant transactions and have low service charges and simple KYC. Here, we address the principal alternatives to Alchemy Pay for newcomers and enterprises in India.

What is Alchemy Pay Alternatives?

Alternatives to Alchemy Pay include fiat on-ramp/off-ramp platforms and cryptocurrency payment gateways that provide comparable services for purchasing, selling, and accepting cryptocurrencies without using Alchemy Pay.

These alternatives allow consumers and businesses to use local payment methods to exchange fiat money for cryptocurrency and vice versa. Alchemy Pay options in India prioritize safe transactions, quick bank settlements, INR support, and regulatory compliance.

They frequently offer better merchant tools, more flexible KYC choices, lower fees, and wider bitcoin compatibility. Businesses and consumers can obtain more control, regional compatibility, and dependable access to cryptocurrency payments by utilizing alternatives to Alchemy Pay.

How to Choose the Right Alchemy Pay Alternative in India

Support for INR On-Ramp & Off-Ramp: Check that the platform allows seamless depositing of funds and withdrawing of funds from the accounts via UPI or bank transfer.

Compliance & KYC: Opt for a payment gateway that adheres to the KYC/AML for India offering Secure and compliant payment processing.

Fees & Cost of Transactions: Compare fee for processing a transaction, conversion fee and fee for settling a transaction to mitigate the risk of hidden charges.

Cryptocurrencies Supported: Check for platforms offering popular with the Indian user base as well as stablecoins.

Speed of Settlement: Crypto-to-INR settlement ought to be real-time to allow businesses to maintain cash flow.

Merchant Tools and API: Businesses are advised to check for seamless API, payment solutions and other plugins.

Security: Choose those with encryption, cold wallets, and fraud detection and prevention.

Reliability: Less friction when using user interface and platform that is stable.

Customer Support: India located support is best for timely issue resolution.

Future Proof: Choice of platform is best for accommodating expected high transaction volumes as the business needs will be increasingly met.

Key Point & Best Alchemy Pay Alternatives in India List

Gateway Name	Key Points
MoonPay	Easy-to-use fiat-to-crypto gateway with global coverage and instant transactions.
Ramp Network	Simple on-ramp solution with low fees and fast crypto purchases.
ZebPay Fiat Gateway	Trusted Indian exchange with INR support, instant deposits, and secure transactions.
Giottus Fiat Gateway	Quick INR deposits, low fees, and reliable customer support for Indian users.
BuyUCoin Gateway	Supports multiple cryptocurrencies, easy KYC, and fast INR transactions.
Unocoin Merchant Gateway	Offers merchant solutions with INR payouts and simple crypto integration.
Flitpay Fiat Gateway	Minimal KYC, quick fiat-to-crypto conversions, and secure platform for Indian users.
KoinBX Fiat Gateway	Fast fiat gateway with multiple crypto options and easy withdrawal to INR.
Cashfree Crypto Gateway	Smooth crypto payment integration, instant settlements, and low transaction fees.
PayBito Merchant Gateway	Global coverage with INR support, merchant-friendly solutions, and secure payments.

1. MoonPay

MoonPay is often considered the most accessible of Best Alchemy Pay Alternatives in India with a simple, user-friendly interface because it offers a smooth fiat-crypto gateway.

It is one of the few services that allows you to purchase cryptocurrency in INR and is available through a variety of payment methods – credit and debit cards as well as net banking. Users can expect a safe transaction thanks to the firm’s global presence.

Because of their quick transaction times and comprehensive online fraud protection, MoonPay is a popular choice for Indian users as it offers seamless available cryptocurrency.

MoonPay Features , Pros & Cons

Features

• Crypto on-ramp from multiple countries.
• Most primary cryptocurrencies and stablecoins are supported.
• Immediate purchase and straightforward interface.
• API integration with wallets and applications.
• Methods of payment are secure (cards and bank transfers).

Pros

• User-friendly.
• Transactions are quick.
• Significant presence globally.
• More than one payment option.
• High level of security and consistent compliance.

Cons

• No direct INR.
• Higher fees on cards than some local gateways.
• Not focused on India.
• Limited tools for merchants.
• Basic exchange features.

2. Ramp Network

Ramp Network is a rising star and sheds a magnificient light on the Best Alchemy Pay Alternatives In India as it simplifies crypto on-ramps. Ramp Network enables customers from India to buy crypto via INR.

The transaction costs are low and the processing is done in a matter of seconds. Ramp Network is also compliant and performs KYC in an effortless and secure manner.

Ramp Network possesses a unique access to develop APIs and can integrate with wallets and apps. Ramp Network is also a great alternative to Alchemy Pay In India because it provides seamless access to crypto.

Ramp Network Features , Pros & Cons

Features

• Crypto on-ramp with low fees.
• Supports a multitude of tokens.
• Supports real-time fiat.
• Apps and wallets easily integrate.
• Smooth user experience focus.

Pros

• Low costs for buyers.
• Quick verification and settlement.
• APIs are easy to use for developers.
• Clean user interface.
• Multi-channel support.

Cons

• Limited INR support.
• Not primarily focused on Indian merchants.
• Less popular than larger exchanges.
• Customer support and services are not regulated.
• Fewer payment methods.

3. ZebPay Fiat Gateway

As one of the most seamless and reliable ZebPay alternatives in India, ZebPay Fiat Gateway stands out among the competitors for having positive trust scores, allowing customers the ease of being able to purchase cryptocurrency fast and easily with instant crediting and debiting of INR (Indian Rupees).

ZebPay takes the safety of customers very seriously with the use of multilayered security and real time support for ongoing transactions.

In addition, ZebPay also provides customer support to merchants giving the company a unique edge in the market among competitors. Being one of the most reputable ZebPay competitors in India, offers speed and reliability.

ZebPay Fiat Gateway Features , Pros & Cons

Features

• Bank/UPI INR deposit/withdrawal
• Multiple cryptos supported
• Tools for merchants’ payments
• Dashboards and analytics in real-time
• KYC/AML and other data operations are protected

Pros

• Strong focus on India
• Settlement on transactions is fast
• Compliant with regulations
• Established market player
• Tools offer dashboards

Cons

• Variable fees and volumes
• Some functions are restricted to merchants with accounts
• Regional token count is lower than competitors
• Some features too are still in development
• Variable delay in getting support

4. Giottus Fiat Gateway

Among other Alchemy Pay Alternatives In India, Giottus Fiat Gateway stands out as the most dependable for immediacy and reliability for digital transactions of INR for cryptocurrency.

Giottus’ features of low operational costs and speedy transactions make the purchase and selling of cryptocurrency efficient. Giottus has a straightforward system interface, which along with immediate KYC (Know Your Customer) processes makes the system suitable for rookies.

Giottus has strong defensive protocols which safeguard the monetary assets of the users. Giottus has a very responsive and supportive clientele, which enhances the overall satisfaction level in users. Giottus Fiat Gateway is one of the Best Alchemy Pay Alternatives In India.

Giottus Fiat Gateway Features , Pros & Cons

Features

• Off-ramps for INR in an instant
• Supports multiple cryptos
• Merchant dashboards are not complicated
• KYC is quick
• Live updates on transactions

Pros

• India-centric
• Few charges on converting to fiat
• Interface is quite friendly
• Customer support is efficient
• Deposits and withdrawals are instant

Cons

• Limited presence globally
• Some features are basic
• Limited selection of cryptos
• Less sophisticated
• Few integrations with external systems

5. BuyUCoin Gateway

BuyUCoin Gateway has become established as one of the leading Alchemy Pay Alternatives in India, with its ease of use and safety as INR-to-crypto purchase processing available through the platform, and quick deposits and withdrawals for users in India.

With the ability to set up recurring purchases and the ability to securely store a wide range of coins, users demonstrate trust in BuyUCoin. With excellent KYC compliance, the platform has gained trust and reliability.

With the ability to seamlessly accept crypto payments, businesses will benefit from the available merchant services. With a local reputation, BuyUCoin Gateway integrates swiftly offering users Alchemy Pay Alternatives in India a fast, secure, and convenient option.

BuyUCoin Gateway Features , Pros & Cons

Features

• Settlement in INR
• Variety of cryptocurrencies available
• Merchant payment API integrations
• Custody solutions are secure
• Dashboard for managing and tracking payouts

Pros

• Tailored for Indian market
• Integration is seamless
• Reasonable pricing
• Payments in real time
• Payouts done quickly

Cons

• Not very widespread
• The exchange is pretty basic
• Not a lot of advanced charting
• Merchant network is not that big
• Liquidity is subpar

6. Unocoin Merchant Gateway

Unocoin Merchant Gateway boasts a great feature of Best Alchemy Pay Competitors in India, designed for companies willing to accept cryptocurrency payments.

It allows for INR settlements and makes the transactions between merchants and customers seamless. As a result of fast processing, the minimal requirements of KYC, and the universally high level of security, reliable and safe operations are assured by Unocoin.

Merchants in India can merge this gateway with their sites and applications to receive payments in cryptocurrency in real-time.

Moreover, Unocoin’s services accept a wide range of crypto coins, which allows merchants and customers to exchange currencies. With the concentration on services for businesses, Unocoin puts itself among the Best Alchemy Pay Competitors in India.

Unocoin Merchant Gateway Features , Pros & Cons

Features

• Merchants can accept crypto
• Conversion to INR
• KYC & compliance
• Secure transactions
• Payment dashboard

Pros

• Very good with INR
• Easy onboarding
• Good security
• Reliable
• Local to India

Cons

• Not a lot of supported tokens
• Basic compared to other tools
• Less integrations and fewer APIs
• Less global customer access
• Not great for large companies

7. Flitpay Fiat Gateway

Flitpay Fiat Gateway is a rapidly developing platform providing fast and secure services in cryptocurrency. It is one of the Top Alchemy Pay Competitors in India. It provides a compliant yet simple interface for Indian users to convert INR into crypto and permit trades worldwide.

The platform offers trade in most of the crypto and provides instant deposits. The company implements strong encryption and fraud detection to secure users’ funds. The platform offers a very simple interface for advanced users.

All of these factors provide credibility to the platform. They made the platform one of the most reliable in India. The platform is topped for flexibility and is one of the Top Alchemy Pay Competitors in India.

Flitpay Fiat Gateway Features , Pros & Cons

Features

• Multiple cryptocurrencies supported
• INR off-ramp is available
• Merchant Payment APIs
• Secure Payment System
• Payout dashboard available

Pros

• Fees are low
• Good for quick transactions
• User friendly
• Good for small businesses
• Secure

Cons

• Smaller community
• Not a lot of analytics
• Limited tokens available
• Not very widely used
• Integrations are basic

8. KoinBX Fiat Gateway

KoinBX Fiat Gateway is among the Top Alternatives to Alchemy Pay in India since it provides excellent INR to crypto conversions. KoinBX has quick and secure transactions with low-cost fees with various payment methods available to Indian users.

KoinBX supports an extensive list of cryptocurrencies which gives it flexibility among users for trading and investing. KoinBX focuses on simple integration for merchants and businesses that need simple crypto solutions.

KoinBX has efficient KYC processing and smooth onboarding with authentic customer support which makes crypto transactions safe. KoinBX has the highest speeds and most reliable service, making them one of the top Alternatives to Alchemy Pay in India.—

KoinBX Fiat Gateway Features , Pros & Cons

Features

• Payments in multiple cryptocurrencies
• INR settlements
• Merchant APIs & tools
• Analytics on transactions done from your business in real-time
• Easy KYC and AML

Pros

• Indian company with great Indian-focused service and support for INR
• Very reasonable and low fees
• Looks great and performs well
• Works well and fast
• Great for small and medium negocios

Cons

• Smaller than usual
• Limited different services
• More concentrated on one type than usual
• Little less feature complete
• Not the biggest internationally

9. Cashfree Crypto Gateway

Among other Best Alchemy Pay Competitors in India, Cashfree Crypto Gateway has established itself as a reliable payment provider with smooth integration of crypto payments for companies. It enables instant settlements, works with multiple cryptocurrencies, and offers easy conversions to INR.

With low transaction fees and high-end security, Indian merchants can accept crypto payments with ease. Cashfree has superior API functionalities, allowing quick integration into any application or website.

With high-speed processing and solid fraud detection and prevention methods, Cashfree Crypto Gateway has a great reputation among individual users and companies alike; thus, it is one of the Best Alchemy Pay Competitors in India.

Cashfree Crypto Gateway Features , Pros & Cons

Features

• Supports crypto and regular payments
• UPI and regular bank transfers for INR settlements
• Merchant integration for plug and play
• Set withdrawal automation
• You can get and analyze your data

Pros

• Good Indian infrastructure
• Good infrastructure and platform with low fees
• Good business infrastructure and platform for scaling
• Good infrastructure and fast crypto transfers
• Good infrastructure for developers

Cons

• Not just a crypto platform
• Not a lot of crypto fast or it is very unresponsive
• More technical than usual
• Slow or unresponsive for support
• Not free for advanced options

10. PayBito Merchant Gateway

PayBito Merchant Gateway is one of the finest worldwide crypto payment solutions, hence, included in the Best Alchemy Pay Alternatives in India. PayBito allows Indian businesses and users to transact in numerous cryptocurrencies with support of INR.

With instant settlements and secure transactions along with merchant-friendly integrations, PayBito is certainly an efficient and effective solution.

For Indian users, PayBito is excellent as they can use it for personal and business transactions and with varied crypto options, and with excellent customer service, they won’t be disappointed. With so much to offer, it certainly makes it one of the Best Alternatives to Alchemy Pay in India.

PayBito Merchant Gateway Features , Pros & Cons

Features

• Regular and crypto payments in INR
• Supports multiple coins
• View in real-time and analyze
• Merchant integration for plug and play
• Transactions are secured and protected

Pros

• Great global service with Indian INR support
• Low thinking and low prices
• Low thinking and fast setup of the process of the service
• Good for multiple different payment options
• Good for using and analyzing

Cons

• Smaller Indian payments
• Smaller Indian payments with expectant support availability
• Limited to no localized features
• There may be some transaction limitations
• Other payment gateways are more popular

Comparison of the Best Alchemy Pay Alternatives in India

Platform	INR Support	Cryptos Supported	Fees	Best For
MoonPay	Partial/Indirect	Major tokens & stablecoins	Moderate	Easy buy/sell on-ramp
Ramp Network	Partial	Multiple cryptocurrencies	Low	Fast on-ramp with low fees
ZebPay Fiat Gateway	✅	Wide range of tokens	Competitive	Indian exchange gateway
Giottus Fiat Gateway	✅	Variety of popular coins	Low	Fast INR deposits
BuyUCoin Gateway	✅	Multiple cryptos	Low to moderate	Simple merchant & user payments
Unocoin Merchant Gateway	✅	Select tokens	Low	Merchant payments with INR payout
Flitpay Fiat Gateway	✅	Popular crypto options	Competitive	Quick fiat-to-crypto
KoinBX Fiat Gateway	✅	Multiple cryptos	Competitive	Indian merchant gateway
Cashfree Crypto Gateway	✅	Multiple cryptos	Low	Crypto payments + fast INR settle
PayBito Merchant Gateway	Partial/Yes	Wide crypto coverage	Moderate	Global merchant with INR capacity

Benefits of Using Alchemy Pay Alternatives in the Indian Market

Better Support for INR: Almost all Alchemy alternatives include direct onramping and offraming for INR.

Faster Local Settlements: Crypto to INR settlement of Indian focused platforms are quicker hence improving the liquidity of all users and merchants.

Reduced Transaction Cost: Price and fee structure are more competitive and charged and paid in many alt. of gateways are in lower range. Cost is lower.

Regulatory Compliance: Support of nearby alternatives of KYC and AML of India is respected to make transactions safer and regulatory compliant.

More Choice of Crypto: More multiple of the crypto and stable coins are available to the users in the market of India.

Merchant Tools: Custom APIs, invoicing, and checkout systems designed for merchants in India.

Better Success Rate: Payment failures are reduced with local banking integration.

Enhanced User Security: User funds and data are protected through security measures such as encryption and fraud detection.

Localized Support: Support teams are located in India.

Built for scale: Built to scale up with the increased demand to users and expansion of the business in India.

Conclusion

In conclusion, Indian consumers have a variety of safe, quick, and dependable solutions for fiat-to-crypto transactions thanks to the Best Alchemy Pay Alternatives in India.

While ZebPay, Giottus, and BuyUCoin guarantee easy INR deposits and withdrawals, platforms like MoonPay and Ramp Network offer frictionless on-ramp solutions. Businesses can effectively accept cryptocurrency payments thanks to merchant-focused gateways like Unocoin, Cashfree, and PayBito.

These options empower both individual users and enterprises with features like minimum KYC, low fees, support for various cryptocurrencies, and strong security. In the expanding cryptocurrency environment, selecting any of these Top Alchemy Pay Alternatives in India guarantees accessibility, simplicity, and trust.

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