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What Is UwU Lend (UWU)? Complete Guide & Review About UwU Lend

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What Is UwU Lend (UWU)?

UwU Lend is a liquidity market that offers depositing and borrowing. Users earn interest on deposits and pay interest to borrow. This provides the ability to free capital against assets users are planning to hold for utilization in other investments, leveraging, or expenses. Outstanding loans have more collateral backing them than debt, known as overcollateralization.

This eliminates risk of non-payment for depositors. The treasury earns a small amount of fees to cover bad debt in the event of extreme volatility. Borrowers do not have a repayment schedule with no limit on loan duration. The is non-custodial; no user funds can be seized by the protocol.

Important Points Table Of UwU Lend

Coin NameUwU Lend
Short NameNTG
Max Supply16,000,000
ExplorerClick Here To View
DocumentationView Document
WebsiteClick Here To Visit

How to Buy the Continental & Trade On Exchange?

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First Step

Buying UwU Lend Is Very Easy Task . Just Find Exchange Where UwU Lend Available & Buy Through Your Credit & Other Altcoin .

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Second Step

Once You Purchased UwU Lend. Now It Is Time To Store Your UwU Lend Or Start Trading On Exchange .

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Why Uwu Lend?

UwU Lend has evolved from AAVE, the largest lending and borrowing market on Ethereum. AAVE’s contracts have been thoroughly audited and battle tested so users can have confidence in using. The protocol has no DAO or governance friction of any kind. Protocol earnings are paid directly to stakers in the form of a basket of assets the protocol supports.

How to Use UwU Lend

Connect to UwU Lend

Connect your wallet using the button in the top right corner. Multiple wallets are supported. If you do not have a wallet, you can go to install the popular MetaMask wallet on desktop. It will add a browser extension to connect to The and other DeFi apps. The mobile version contains a built in browser inside the app. Your wallet must connect on the Ethereum network where the app resides to interact with.

Depositing into UwU Lend

Go to the Deposit section and select the asset you want to deposit. You will need to approve UwU Lend to access the asset you want to deposit if you have not done so before. Now you can deposit into UwU Lend and immediately begin earning interest based on protocol and borrowing demand. All deposits are approved collateral to take out loans if desired. Interest earned by deposits auto compounds the position with no need to harvest or claim rewards.

Some assets may have a deposit or borrow cap to keep exposure to volatility healthy.


To withdraw simply go to the Deposit section and press “Withdraw.” Determine the amount to withdraw and submit.


If you have an asset deposited you can borrow against it. Select Borrow from the dashboard and press “Borrow” for the asset you want to borrow. You can see the variable interest payment required to borrow from here. Set the amount you want to borrow against your available deposit(s). The most liquid assets such as LUSD and DAI allow you to borrow up to 90% LTV (loan to value).


Liquidation may occur if the value of the assets borrowed reach the value of the collateral deposited. This may happen in the event of collateral reducing in value, the borrowed asset gaining value, or both. Borrowers may see the health factor of their loan on the “Borrow” page. Higher health factors are at less risk.

UwU Token

UwU is a revenue sharing token that provides returns to staked ETH-UwU LPs. Emitted UwU tokens vest for four weeks. Tokens may be claimed at any time before they are fully vested but will incur a 50% penalty for immediate release.

LPs have a lock period of eight weeks. Users that stay staked in the protocol after the 8 weeks lock period, continue to earn yield in perpetuity until it is withdrawn.

How to Earn UwU Tokens

For users, UwU tokens are emitted to Depositors and Borrowers but may be tweaked to further incentivize the LP if needed. LP positions will earn UwU from early claim penalties rather than receive direct emissions.

LP Incentives

All revenue is shared with LP stakers. Yield derives from the variable interest rate borrowers pay, and penalties of UwU Token emissions due to early token claims. Stakers receive the same basket of tokens that UwU Lend supports (i.e. wBTC, wETH, DAI, MIM, etc.) Tokens begin accrual upon staking and can be claimed as often as desired without penalty.

The LP position itself has a lock period of eight weeks and may not be withdrawn early. Note that frequent claims may incur high gas fees and significantly reduce effective APY depending on stake size.

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Crypto investments come with high risk and you should always exercise caution when investing in any crypto asset. Investing in crypto carries a high level of risk, and may not be suitable for all investors. Any investment decisions made by you are made at your own risk and we are not responsible for any losses that may occur. Before investing, we recommend you consult a financial advisor to understand the risks and rewards associated with investing in crypto.

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