9 Top Banks Offering Crypto Custody Services in 2025

In this article, I will focus on the Top Banks Offering Crypto Custody Services. As digital assets continue to evolve, the need for safe and regulated custody services is fundamental for individuals and institutions alike.

These banking institutions possess sophisticated regulatory and security frameworks combined with full insurance on custodial crypto services.

This ensures the safe custody and management of cryptocurrencies. Selecting a reliable banking institution for crypto custody will reinforce assets protection, combined with ultimate accessibility and peace of mind for the investor.

What Is Crypto Custody?

Custody services for cryptocurrencies is the next generation of wallets by which a third party (often a bank or crypto specialist) keeps hold of your digital assets and manages them for you with due diligence and care.

Custody services for cryptocurrencies works by storing the very private keys for the crypto with robust digital securities like a multi signature wallet or, cold wallets, and is even stored in digitally encrypted form.

With compliance to regulation and ease of transfer and trading of funds, crypto custody is tailored for private and institutional investors seeking to protect themselves from hacking, loss, or asset theft.

Why Crypto Custody Matters

Here are a few bullet points that highlight the importance of custody of cryptocurrency.

Security of Assets: Shielding the crypto from potential robbery, illegal access, and hacks.

Custom regulatory Protection: Protects and secures factors applicable to law from the law for clients and corporations.

Private Key Protection: Storing private keys to cryptocurrency safely for crypto access and transfer.

Insured: A custody provider may provide insurance against theft or loss of the custody to the provider.

Immediate Access: Protection and assurance to provide immediate transfer or trade of digital assets.

Investor Confidence: Assured confidence from banks, crypto funds, and clients investing in crypto.

Accounting Compliance: Provides simplified and unambiguous trackers for audits, taxes, and even regulatory for the Finance.

Top Banks Offering Crypto Custody Services Points

• BNY Mellon: Offers digital asset custody with cold storage and multi-signature security for institutional clients.
• State Street: Provides crypto custody and trading with encrypted wallets, focused on ETFs and institutions.
• JPMorgan Chase: Manages digital assets via Onyx, using multi-sig security and integration with its banking network.
• Citibank: Offers digital asset services with secure vaults for BTC, ETH, and select altcoins for corporate clients.
• U.S. Bank: Provides digital custody with cold storage and insurance coverage for institutional investors.
• Standard Chartered: SC Ventures offers crypto custody with multi-layer security, targeting APAC corporate and institutional clients.
• DBS Bank: Provides digital asset custody with cold storage, multi-sig, and auditing, integrated with trading services.
• Julius Baer: Offers crypto custody and advisory services with secure storage for private wealth and institutional clients.
• Zodia Custody: Institutional crypto custody using cold & hot wallets and multi-sig, regulated in the UK.

10 Top Banks Offering Crypto Custody Services

1. BNY Mellon

BNY Mellon is one of the few banks which offers custodial services for crypto assets, and for obvious reasons. The bank has built its reputation as a global institution while paying special attention to the intricate details of securing digital assets.

The bank offers institutional clients comprehensive custody solutions which include cold storage and multi-signature wallets, guaranteeing that private keys are secure from theft and cyber-attacks. They emphasize regulatory obligations, which give clients peace of mind that their assets are legally protected.

They were one of the first banks in the USA to venture into crypto custody and, like most banks, have been seamless integrated into the traditional banking system. This gives clients peace of mind that BNY is able to manage their digital assets.

BNY Mellon Features

• Secure Storage Cold storage and multi signature wallets are easily obtainable.
• Regulatory Compliance Compliance with US laws and the appropriate institutional standards along.
• Institutional Focus Investment and corporate clientele.

2. State Street

State Street’s strong position as a market leader in banking respects the foresight developed over decades in the industry and the pioneering techniques applied to digital assets.

Their crypto custody service excels in asset safety management with a tiered risk management and vault strategy that utilizes protected access and tiered off-line wallets.

Like the other top banking institutions, State Street focuses customer service, making sure that their client holdings are managed in a regulated compliant manner that maximizes the efficiency of the client reporting and audit cycles.

Their position as the leading crypto service bank in the world, and the only to crypto asset custodian to tiered risk vaulting, demonstrates the intuitive understanding and is pioneering in the digital asset record keeping and reporting field.

State Street Features

• Encrypted Custody Encrypted wallets for crypto custody.
• Institutional Solutions Designed for ETFs, funds, and institutional clientele.
• Transparent Reporting Comprehensive tracking along with audit ready tracking.

3. JPMorgan Chase

JPMorgan Chase leads the banking sector in the provision of crypto custody services owing to the innovative Onyx Digital Assets platform that helps the bank to securely manage and transfer digital currencies for its institutional clients.

The bank applies multi-signature security along with other high-level security systems to protect its banking systems and infrastructure and offers digital assets with easy and seamless access.

As the custodian of clients’ cryptocurrencies, JPMorgan resolves along with transparency and regulatory compliance that the assets are fully auditable, and the cryptocurrencies are completely safe.

JPMorgan Chase has a unique capability of combining traditional banking and blockchain which together with other custom made services for banks and institutional investors makes him a preferred custodian for cryptoassets.

JPMorgan Chase Features

• Onyx Digital Assets Platform Digital assets are verticaly managed and protected with current technology.
• Multi-Signature Security Assets are safeguarded against theft and cyber risk.
• Integrated Banking Traditional infrastructure with crypto services.

4. Citibank

Citibank is one of the first banks in the world which is still working at the top of the remining world banks that provide secure and trusted digital asset service to institutions and corporate users.

It uses a multi-layered approach which includes encrypted vaults and rigorous authenication coupled with international legal framework adherence to custodial vault the BTC, ETH, and a few other altcoins.

Citibank targets the integration of previously used bank services with new emerging digital finance services. This allows the clients to transfer and manage their assets in a more advanced way, removing the risks.

With corporate-targeted pilot initiatives and a high focus on legitimacy, Citibank provides reliable and creative which other rival custody service providers do not have. This solidifies the large scale investors trust and meets their needs, with the ever growing demand for global crypto service in the growing digital market.

Citibank Features

• Secure Vaults Encrypted storage for BTC, ETH, and a small handful of altcoins.
• Corporate Adoption Target programs for major corporations and institutional clientele.
• Regulatory Adherence Compliance with international financial standards.

5. U.S. Bank

U.S. Bank has earned the praise of offering the best banking services for crypto custody. This is primarily attributed to the bank’s experience in secure asset management and dependable banking infrastructure.

It has an astute and digital custody platter with institutional grade cold storage for Bitcoin, Ethereum, Litecoin and insurance. All the cryptocurrencies are stored and retrieved with multiple layers of security.

Compliance and regulatory transparency are of utmost importance, which is why the custodian ensures that the clients’ assets are secure and ready for auditors and regulators. This unique blend of reliable conventional banking and innovative digital asset services gives a unique value proposition over the competition.

Institutions that choose U.S. Bank are guaranteed trustworthy storage and management of their crypto holdings, as it offers market leading fully insured crypto custody services.

U.S. Bank Features

• Cold Storage & Insurance Protection against the loss and theft of digital assets.
• Institutional Custody Custody services for institutional clientele.
• Trusted Banking Infrastructure Supports the crypto banking industry with reliable services.

6. Standard Chartered

Standard Chartered Bank is the first bank to provide crypto custody services via SC Ventures, attesting to the bank’s innovative expertise in crypto custody solutions.

The bank’s multi-layered security features crypto custody facilities protected by military grade cold storage and insurance, to provide utmost theft/loss protection.

The bank’s sturdy regulatory compliance framework across APAC and the globe ensures that asset management is done in a legal and transparent manner.

The bank has traditional custodian banking features fused with blockchain technologies to provide clients with unified and on-demand access to crypto assets and trading, along with extensive reporting features. This positions the bank as a crypto custodian delivering professionally managed, scalable custody solutions.

Standard Chartered Features

• SC Ventures Custody Cold storage and multi-layered security.
• International Recognition: Maintains compliance throughout the APAC and international regions.
• Institutional and Corporate Focus: Focused on corporate clients and major institutional investors.

7. DBS Bank

DBS Bank provides a bank’s crypto custody services, setting them apart as a bank leader in customer service technology within the gold-standard versatile service They’re premiering in crypto today.

Their crypto facilities routine secure custody in cold storage, as well as multi-sig, bank-chain wallets subject to regular audits, routinely penetrating crypto fog, and cyber flashlight threats.

Assurance, custody, and trading interfaces and tokenized asset services empower the whistle-to-whistle management of digital and ‘real” assets in world-wiz markets.

The bank focuses on compliance and investment piers, reassuring the bank targets and netting corporate compliance and correlation ready services. The DBS Bank knows inline and inline drpp transition crypto flooding in to all customers without rest.

DBS Bank Features

• Integrated Offering: Offers custody, trading, and tokenized assets in a single, seamless service.
• Safeguarding: Secured physical vaults, cold wallets, multi-sig wallets, and regular security and compliance audits.
• Market Regulations: Registered and operates in accordance with Singapore and the surrounding regions.

8. Julius Baer

Julius Baer is one of the best custodians of cryptocurrency as a bank, combining its traditional wealth management with modern digital asset services.

The bank offers protective custody services on BTC, ETH, and other selected cryptocurrencies with the use of cold storage, encryption, and multi-signature devices. Baer prides itself in compliance and transparency, ensuring the client’s assets are fully protected Swiss compliance financial standards is a top priority.

The bank offers these tailor-made services to private clients and institutional clients looking for safe, professional, and fully managed services on digital assets. Julius Baer provides expert and reputable custody of crypto assets and bridges the traditional banking to crypto services.

Julius Baer Features

• Private Wealth Custody: Custody services with tailored secure storage for private clients and institutions.
• Cold and Encrypted Custody: Safeguarding crypto assets from unauthorized access and cybernetic and third party threats.
• Regulatory Framework: Swiss fully auditable and compliant with local laws.

9. Zodia Custody

Zodia Custody has made a name in crypto custody services rich in institutional digital asset security services and regulatory compliance.

Zodia in partnership with Standard Chartered and Northern Trust offers clients advanced custody solutions which include cold storage and hot storage, tailored multi-signature wallets, and insurance coverage, whose custody is fully insured for Bitcoin, Ether, and other primary crypto tokens. It offers institutional aligned digital asset servicing for simplified integration with trading, reporting, and auditing.

Zodia Custody combines the strength of traditional banking with advanced blockchain technology tailored for scalable secure and legally compliant digital asset management. This makes Zodia Custody a preferred institution for professional crypto custody services.

Zodia Custody Features

• Institutional-Grade Security: Cold and hot wallets with multi-sig protection.
• Joint Venture: Sponsored with Standard Chartered and Northern Trust.
• Market Regulations: UK regulated and seamless with trade and report services.

Pros & Security and Compliance Advantages

Pros of Crypto Rewards Checking Accounts

Automatic Crypto Earnings – Get rewarded with cryptocurrency while purchasing anything.

Diversifying Portfolio Risk – Gain access to digital assets without directly purchasing them.

Simplicity – Crypto rewards are earned with use of a debit/checking account.

Control and Disposition – Crypto rewards can be held, spent, transferred, and any other form of the dispositioned.

Increased Reward Value – Rewards in cryptocurrency can improve in worth with the passage of time.

Security and Compliance Advantages

Recording crypto for tax purposes – Most of the platforms facilitate the tax crypto rewards for easier reporting.

Compliance – Compliant Banking and fintech platforms regulate to protect the movement of money.

Identity theft and account protection measures – Checking Accounts come with protection features like two-step verification (2SV) and identity theft alerts.

Simple and Easy to Understand – Loaned monet through the platform can be spent, and the account can be used for crypto rewards.

Compliance with the Law – Data Protection laws to safeguard and enforce laws.

Conclusion

The best banks that offer crypto custody services keep digital assets in custody in a safe and regulatory compliant manner.

These banks offer regulatory compliant custody storage. Insurance wrapped custody storage which is also compliant further reduces hacking and fraud risks.

Optimized for investors and businesses that engage in crypto transactions, custody services that can be relied upon is ultimate peace of mind. Access to held crypto assets and the way they can be interacted with is dependable.

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