10 Best Coinify Alternatives for Seamless Crypto Payments in 2026

I’ll go over the top Coinify substitutes in this post for companies and retailers who want to take cryptocurrency payments.

Examining alternatives to Coinify will help you locate the best option because there are an increasing number of cryptocurrency payment gateways that offer special features, security, and worldwide accessibility.

The best platforms to safeguard and expedite your digital transactions are highlighted in this guide.

About Coinify Alternatives?

Many companies and individuals are looking for trustworthy alternatives to Coinify for processing digital payments as the use of cryptocurrencies grows. Although Coinify provides quick and safe cryptocurrency transactions, some customers could find its costs, few integrations, or geographical limitations difficult.

Alternatives to Coinify offer a number of benefits, such as more extensive cryptocurrency support, less transaction fees, improved security protocols, and simpler e-commerce platform integration.

Examining these options will assist you in locating a payment gateway that meets your company’s requirements while guaranteeing smooth, safe, and internationally accessible cryptocurrency transactions, regardless of the size of your online store.

How to Choose the Right Coinify Alternative for Your Business

Look Into Security Measures

• Assess if the provider has their own security measures in place such as encryption, two step verification (2FA), as well as protection against fraud.
• A secure shield protects your business and customers from any risks.

Supported Coin Types

• Check to see if they allow a variety of coins such as Bitcoin, Ethereum, and other stable coins.
• This gives your customers more options and improves the potential of your business.

Look Into Their Fees And Pricing

• Assess their transaction and withdrawal fees as well as any hidden fees.
• Go for the most affordable solution that still gives a profit.

Reach and Coverage

• Check the countries and regions the provider covers.
• Providers with global reach allow for customers from all over the world.

Consider Ease of Use and Integration Features

• Assess if the provider has any APIs, plugins, or if they are compatible with existing e-commerce platforms.
• More seamless integrations allow you to process payments more quickly without any technical challenges.

Look Into Responsiveness of Their Support

• Check if they have responsive support that is most preferably available 24 hours a day 7 days a week.

• Prompt assistance allows your company to minimize the impact of potential problems.

Legal Compliance

• Confirm that the platform meets the KYC/AML requirements of your jurisdiction and other countries.
• With compliance comes the mitigation of legal and financial risks.

Best Coinify Alternatives List

• Luno Merchant Tools – Crypto payment gateway for businesses to accept Bitcoin and Ethereum globally.
• VALR Pay – South Africa-based platform offering fast and secure crypto payments with multiple coin support.
• PayBito Merchant Gateway – Allows merchants to accept cryptocurrencies with low fees and easy integration.
• B2BinPay – Enterprise-grade crypto payment solution supporting multiple cryptocurrencies and fiat conversions.
• Cryptomus – Global crypto gateway focusing on fast transactions, multi-coin support, and seamless integration.
• CoinGate – Offers merchant tools for accepting over 50 cryptocurrencies with invoicing and settlement options.
• BitPay – One of the most popular crypto payment gateways with multi-crypto support and robust security.
• Fireblocks – Institutional-level platform enabling secure crypto transactions and merchant payment solutions.
• Blockonomics – Decentralized crypto payment solution with Bitcoin invoicing and wallet integration.
• Electroneum – Mobile-focused crypto payment system, ideal for microtransactions and global accessibility.

10 Best Coinify Alternatives

1. Luno Merchant Tools

Luno Merchant Tools is one of the best alternatives to Coinify. Great for businesses looking to integrate an easy to use crypto payment option. It is the only option which offers easy integration with a range of e-commerce platforms.

Once a merchant is set up he can effortlessly accept payment in Bitcoin , Ethereum, and other cryptocurrencies. He is able to easily and affordably integrate crypto payments to his business. In addition, merchant and customer safety is guaranteed with the platforms advanced security features, including double authentication.

Furthermore, Luno is one of the few platforms offering instant payment settlements and real crypto accounts with low fees. All these factors make Luno one of the best payment platforms for businesses looking to integrate a crypto payment option.

Feature	Details
Platform	Luno Merchant Tools
Founded Year	2013
Supported Cryptocurrencies	Bitcoin (BTC), Ethereum (ETH)
KYC Requirement	Minimal for merchants; basic verification for transactions
Transaction Fees	Competitive fees (varies by region)
Integration	Easy API & e-commerce plugin integration (WooCommerce, Shopify)
Settlement	Real-time cryptocurrency transactions
Security	2FA, encrypted transactions, cold storage
Global Reach	Supported in over 40 countries
Customer Support	Email and live chat support

Pros & Cons Luno merchant tools

Pros:

• Strength in Africa and other developing regions
• Simple for merchants to convert fiat currency to cryptocurrency and vice versa
• Partnership with regulated exchange Luno (for KYC and compliance)
• User-friendly design for small businesses
• Good record with compliance to local regulations

Cons:

• Limited to Africa & Asia
• Less popular coins not supported outside Africa/Asia
• Customer service largely Africa/Asia
• Limited features for enterprises
• Not suitable for a multi-currency settlement

2. VALR Pay

VALR Pay is among the best alternatives to Coinify for Africa and businesses focused on emerging markets. VALR Pay is an excellent alternative to Coinify due to its focus on Accessibility. VALR Pay crypto payment gateway is fast and secure.

VALR Pay enables merchants to be able to accept digital payments easily and quickly for a low fee. VALR Pay crypto payment facilitates the payment for crypto currencies like Bitcoin, Ethereum, and other stable coins.

VALR complies with the regulatory requirements and therefore a crypto payment gateway that has with it a strong cybersecurity framework is as such great for businesses to use.

Feature	Details
Platform	VALR Pay
Service Type	Crypto payment & transfer platform via VALR ecosystem
Supported Cryptocurrencies	BTC, ETH, SOL, USDT, USDC, PYUSD & more supported on VALR
KYC Requirement	Basic account creation with minimal entry; semi‑verified allows limited payments; full payment acceptance requires standard KYC levels
Transaction Fees	No direct fees for VALR Pay transfers; deposit/withdrawal fees depend on method
Integration	Easy peer‑to‑peer payments via phone, email, or QR code
Speed	Instant crypto transfers within VALR Pay network
Security	Standard crypto security and verification protocols
Global Reach	Available broadly through VALR’s supported regions (expanding globally

Pros & Cons VALR Pay

Pros:

• Popular in the region where its South Africa.
• Supports Bitcoin (BTC) and Ethereum (ETH) & other major altcoins.
• Converts crypto to fiat currency instantly.
• Good prices for merchants.
• Regulated under legal South Africa.

Cons:

• Limited outside Africa.
• Smaller merchants in region than competitors BitPay and CoinGate.
• Less supported in worldwide e-commerce.
• Customer service largely Africa/Asia.
• Less so in the marketplace.

3. PayBito Merchant Gateway

For companies looking for a flexible and safe cryptocurrency payment option, PayBito Merchant Gateway is a potent substitute for Coinify. Merchants can easily take Bitcoin, Ethereum, and other digital assets because it accepts a variety of cryptocurrencies.

PayBito stands out for its emphasis on customization and flexibility in integration, including plugins and APIs that work with popular e-commerce platforms. Additionally, the platform prioritizes quick settlements and minimal transaction costs, which improve business cash flow.

PayBito guarantees secure transactions with strong security features like encryption and two-factor authentication. It is the perfect option for companies looking to expand into cryptocurrency payments because of its user-friendly design and global reach.

Feature	Details
Platform	PayBito Merchant Gateway
Founded Year	2018
Supported Cryptocurrencies	Bitcoin (BTC), Ethereum (ETH), USDT, and other major coins
KYC Requirement	Minimal for merchant accounts; basic verification allows limited transactions
Transaction Fees	Competitive fees; depends on transaction type and volume
Integration	API and e-commerce plugin support for easy integration
Settlement	Real-time cryptocurrency settlement options
Security	2FA, encrypted transactions, secure wallets
Global Reach	Supports merchants in multiple countries with global crypto transactions
Customer Support	Email and live chat support

Pros & Cons PayBito merchant gateway

Pros:

• Liquidity through exchange-backed services
• Supports BTC, ETH, XRP, and LTC
• Simple for merchants with api
• Customer Support Always Available
• Given that it is located in the Asia and the Middle East

Cons:

• Not as extensive as Bitpay and Coinpayments
• Relatively less in fiat settlements
• Less usage in the western market
• Each service tier has a varying amount of fees
• More directed towards exchange linked merchant

4. B2BinPay

B2BinPay is excellent and a great Coinify alternative, created for businesses and enterprises in search of a professional and dependable crypto payment solution and, as such, offers a considerable number of cryptocurrencies, of which Bitcoin, Ethereum, and some stablecoins, and are instantly convertible to fiat currencies.

With such features as multi-wallet and automated payment processing suited for high-volume merchants, as well as advanced API is one of the enterprise-grade features setting B2BinPay apart from the rest.

The platform features also include strong security with 2FA and cold storage. B2BinPay’s great global reach, low costs, and scalable solutions allow businesses to efficiently accept cryptocurrency payments and guarantee safety, speed, and reliability.

Feature	Details
Platform	B2BinPay
Founded Year	2017
Supported Cryptocurrencies	Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), stablecoins & others
KYC Requirement	Minimal KYC for basic merchant setup; full KYC for higher limits
Transaction Fees	Competitive, tiered based on volume
Integration	API and plugins for major e‑commerce platforms
Settlement	Fast crypto settlements with optional fiat conversion
Security	2FA, multi‑wallet support, encrypted transactions
Global Reach	Available worldwide for merchant crypto payments
Customer Support	Dedicated support channels

Pros & Cons B2BinPay

Pros:

• Provides enterprise level APIs and wallets
• Over 350 cryptocurrencies
• Ability to convert crypto into fiat
• Support available in multiple languages
• Great acceptance from large institutions

Cons:

• Not ideal for smaller businesses
• Based on the number of transactions, fees can vary
• Focuses more on B2B than merchant retail
• Needs good technical integrations
• Not very user friendly

5. Cryptomus

Cryptomus is as valuable as Coinify since they are fully customizable for businesses in need of a global crypto payment processor. They support a variety of assets such as Bitcoin, Ethereum, stablecoins, etc, and provide instant payouts for improved liquidity.

However, what stands out the most from the competitors is the dedication towards ease of use and accessibility of the payment processor as they allow merchants to opent the crypto payment processors throutgh simple plugins or APIs in a matter of minutes without fuss.

The payment processor keeps the funds safe thanks to the end to end encryption, two-step withdrawal approvals, and fraud drop systems.

To add to the value, they are very affordable, fees are low, and are very transparent for merchants. With high global reach and ease of use features for merchants and businesses, it is a great all-around option for adapting businesses to crypto payments.

Feature	Details
Platform	Cryptomus
Service Type	Crypto payment gateway
Supported Cryptocurrencies	Bitcoin (BTC), Ethereum (ETH), USDT, USDC, and other major coins
KYC Requirement	Minimal KYC for basic merchant onboarding; higher limits require standard verification
Transaction Fees	Competitive, transparent fee structure
Integration	Easy API and plugin support for websites and e‑commerce platforms
Settlement	Quick crypto settlements
Security	Encrypted transactions, basic authentication safeguards
Global Reach	Supports merchants internationally
Customer Support	Multi‑channel support (email/chat)

Pros & Cons Cryptomus

Pros:

• Over 15 major cryptocurrencies
• Payments are immediate and are automatically converted
• Very low fees
• Provides merchants with a dashboard that has a user friendly interface
• More and more small businesses are starting to use it

Cons:

• Less known in the market
• Competitors do have a larger reach
• More on the basic side in features
• Support available for a ticketing system
• Not very common on larger platforms

6. CoinGate

Businesses looking for flexible and dependable crypto payment services need look no further than CoinGate, one of the best Coinify alternatives. Coins are paid and can be converted to fiat currency in the case of merchants/sellers.

CoinsGate is easy to use and provides easy access to over 50 different coins, including Ethereum and Bitcoin, allowing merchants to receive digital payments.

CoinsGate stands out with its simple and flexible approach, with plugins for popular ecommerce sites and customizable integrations with powerful APIs. Transactions are securely encrypted, and two-factor authentication is provided.

Along with a user-friendly interface, powerful technology, competitive transaction costs, real-time settlements, and an easy-to-navigate dashboard, you’re looking at a very cost-effective payment processor.

For businesses around the globe, the effortless functionality and broad reach make CoinsGate a preferred Coinify alternative.

Feature	Details
Platform	CoinGate
Service Type	Crypto payment gateway
Supported Cryptocurrencies	Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), stablecoins & many others
KYC Requirement	Minimal verification for basic use; standard KYC only for higher limits
Transaction Fees	Competitive fees with clear pricing
Integration	API and plugins for major e‑commerce platforms
Settlement	Fast crypto settlements with optional fiat payout
Security	Encrypted transactions, secure wallet management
Global Reach	Available to merchants worldwide
Customer Support	Email and support portal assistance

Pros & Cons CoinGate

Pros:

• 70+ Cryptocurrencies
• Settlements can be in euros, US dollars, and British pounds
• Compatible with platforms like Shopify and WooCommerce
• Very high security
• More of a global reach with a stronger EU presence

Cons:

• Very few merchants in the US
• Competitors may charge less than 1%
• More Europe-centric
• Support is only through email or chat
• Not as enterprise grade as B2BinPay

7. BitPay

One of the most noteworthy Coinifty competitors, accepted and utilized by thousands of businesses, is BitPay. Businesses have the ability, and flexibility, to accept and convert to their local fiat at the time of the transaction, making it seamless.

In addition to Bitcoin and Ether, businesses can also deal with other digital assets. Merchants options include a full suite, self-standing modules, or easy connect via APIs to all major shopping carts.

Superior, fast and permanent settlement with no chargebacks, and 2% buyer-fee give businesses top teir value, no matter the size. BitPay is an excellent Coinify competitor with their customer service, absass and abilities.

Feature	Details
Platform	BitPay
Service Type	Crypto payment gateway
Supported Cryptocurrencies	Bitcoin (BTC), Ethereum (ETH), stablecoins & other major tokens
KYC Requirement	Basic account verification required; minimal for core payment use
Transaction Fees	Competitive processing fees
Integration	API, plugins for major e‑commerce platforms
Settlement	Fast crypto settlements with optional fiat conversion
Security	Encrypted transactions, 2FA, secure wallet support
Global Reach	Available globally for merchant payments
Customer Support	Email and help center resources

Pros & Cons BitPay

Pros:

• A trusted brand since 2011.
• Accepts BTC, ETH, BCH, various stablecoins.
• Settles fiat globally in 200+ countries.
• Convenient dashboard and chargeback mitigation.
• Well-regulated and in good standing.

Cons:

• Not as many coins as CoinPayments.
• Every transaction incurs a 1% fee.
• More compliance questions (KYC applicable).
• Some reports of onboarding delays.
• More challenges as a small merchant.

8. Fireblocks

Fireblocks is one of Coinify’s top competitors, and it works best with larger, more institutional clients looking for secure methods of processing crypto payments. Fireblocks is not like other gateways.

While other gateways do not approach crypto assets protection as a priority, Fireblocks spends its resources on protecting crypto assets with its one of a kind, patented, multi-layer security systems which incorporate MPC and hardware isolation.

The platform accommodates many coins, is easy to integrate with different wallets, and allows for smooth transactions with are easy to exchanged and traded on a platform.

The gateways speed, transparency, and compliance to different countries legal systems mitigate almost all of the risks of processing a large number of transactions.

For companies looking to mitigate most of the risks of crypto payments while also doing a large number of transactions, Fireblocks is a top, security, scalability, and professional tool changing crypto payments processing. It is a top competitor to Coinify.

Feature	Details
Platform	Fireblocks
Service Type	Institutional crypto payment & asset transfer platform
Supported Cryptocurrencies	Major coins & tokens supported via integrated wallet network
KYC Requirement	Minimal for basic business onboarding; full verification for higher limits
Transaction Fees	Enterprise‑grade pricing (varies by volume/contract)
Integration	API and enterprise system integration
Settlement	Secure and fast crypto transfers
Security	MPC authentication, encrypted transaction infrastructure
Global Reach	Supports businesses internationally
Customer Support	Dedicated enterprise support and technical assistance

Pros & Cons Fireblocks

Pros:

• Payment orchestration and custody for institutions.
• Supports many different digital currencies.
• Good compliance and security.
• Lots of banks and fintech use it.
• Good APIs for treasury management.

Cons:

• Not designed for small merchants.
• Pricier than many payment gateways.
• Difficult integrations.
• Fewer out-of-the-box e-commerce options.
• Support is for institutions only.

9. Blockonomics

Definite Blockonomics is one of the best alternatives to Coinify, and is also the best option for companies that want a payment processor for Bitcoin which is decentralized, and transparent. Unlike the majority of competitors, Blockonomics allows to keep payments and receive Bitcoin without any middlemen.

It is also logo and full control of your money. Blockonomics also integrates with e-commerce and provides invoicing and payment tracking automation with providers such as WooCommerce and Magento. The communication and data privacy policies of Blockonomics make it a secure processor of your payments.

The accessibility of Blockonomics across the world, and the low cost of payments, and the naked payments of Blockonomics make it one of the best payment processors, and also one of the best alternatives to Coinify.

Feature	Details
Platform	Blockonomics
Service Type	Decentralized Bitcoin payment gateway
Supported Cryptocurrencies	Bitcoin (BTC)
KYC Requirement	Minimal; merchants can receive payments directly to their wallet without extensive verification
Transaction Fees	Low and transparent transaction fees
Integration	Easy integration with WooCommerce, Magento, and custom websites
Settlement	Direct BTC settlement to merchant wallets
Security	Encrypted transactions, private wallet control
Global Reach	Worldwide support for Bitcoin payments
Customer Support	Email and support portal assistance

Pros & Cons Blockonomics

Pros:

• A decentralized payment system with no intermediaries.
• Supports BTC and various altcoins.
• Easily integrates with e-commerce.
• Custodial gateways charge less.

Cons:

• Settlement with fiat options is very limited
• There is less support for smaller coins than with CoinPayments
• Fewer features aimed at enterprise level
• Community primarily drives the customer support
• Poor fit for regulated companies

10. Electroneum

Electroneum is an innovative alternative to Coinify that is perfect for businesses wanting to implement mobile-centric cryptocurrency transactions. ETN provides instant micro transaction capabilities which is perfect for digital assets, gaming, and for businesses targeted to consumer in developing economies.

Electroneum offers a one of a kind mobile app which makes paying from a smartphone much easier and makes it accessible to customers without legacy banking.

The platform delivers peace of mind with safety in transaction and sent with an ETA and provides merchants with excellent tools for analytics and real-time notifications. Electroneum provides an excellent straightforward answer to crypto payments with low fees and a global take on convenience.

Feature	Details
Platform	Electroneum
Service Type	Mobile‑focused crypto payment solution
Supported Cryptocurrency	Electroneum (ETN)
KYC Requirement	Minimal for basic wallet and payment use
Transaction Fees	Low transaction fees for ETN payments
Integration	Easy mobile and web payment integration
Settlement	Instant ETN payments
Security	Encrypted transactions and mobile wallet security
Global Reach	Accessible worldwide via mobile app
Customer Support	Email and community support

Pros & Cons Electroneum

Pros:

• Payment collection using cryptocurrencies with primary target on mobile device users
• Emergent market participation is significant
• Payments made with ETN cryptocurrencies are instantaneous.
• Small sellers can come on board very quickly
• Providing unpaid means for transactions is appreciated

Cons:

• Payment support is limited to ETN
• Fewer merchants in the world than our competitors
• Lower participation from businesses
• Customer support is mainly within the country
• Customer portals are outdated

Key Considerations When Choosing a Crypto Payment Gateway

Security – Make sure the gateway is secure with encryption, two-step authentication (2FA) and fraud prevention measures.

Supported Cryptocurrencies – Look up what coins are applicable, like Bitcoin, Ethereum, the various stablecoins, and most other big-name tokens.

Transaction Fees – Make sure to look for hidden fees, and check your transaction fees, fees to withdraw, and fees for any conversions.

Global Reach – Confirm the service is available in your country as well as the country of your transferring and receiving payment partners.

Ease of Integration – Look for application programming interfaces (APIs), plugins, or other tools to streamline your e-commerce site application integration process.

Settlement Speed – Assess the time lapsed to convert the payment and the time lapsed to deposit the payment in your account to your business.

Regulatory Compliance – Make sure they have a strong record in KYC, AML and other like compliance of your or any other country in the world.

Customer Support – Quick payment issues assistance is critical.

User Experience – A well-designed user interface, with built-in dashboards and reporting tools helps the merchant to easily control and account for the functions of the payment processing.

Scalability – Look for a system that is able to support the business, especially in consideration of growth and the capacity to service many transactions.

Conclusion

In conclusion, companies can now accept bitcoin payments using a variety of trustworthy substitutes for Coinify.

Luno Merchant Tools, VALR Pay, PayBito, B2BinPay, Cryptomus, CoinGate, BitPay, Fireblocks, Blockonomics, and Electroneum are just a few of the platforms that offer distinctive advantages, ranging from low costs and improved security to easy integration and worldwide accessibility.

Your company’s requirements, including supported cryptocurrencies, transaction volume, and simplicity of integration, will determine which option is best.

By investigating these choices, retailers can discover a solution that guarantees safe, effective, and scalable cryptocurrency payments, enabling their company to prosper in the expanding digital economy.

FAQ