11 Best Bitrefill Business Alternatives for Crypto Payments in 2026

In this article I discuss the best alternatives to Bitrefill for helping businesses manage, accept, and spend cryptocurrency.

While Bitrefill is fairly established and well known for its gift cards and crypto payments, these alternatives allow for the use of multiple cryptocurrencies, have lower fees, advanced integrations, and a wider global reach.

The appropriate choice of platform can make payments seamless, cheaper, and improve the overall customer experience.

What is Bitrefill Business Alternatives?

Services Competitive with Bitrefill create similar or complementary provide businesses and users spend or use or exchange cryptocurrency in ways other than what Bitrefill provide services for.

Bitrefill lets users use their crypto to acquire gift cards, pay bills, and buy various services. Alternatives include crypto payment gateways like BitPay, which helps merchants accept crypto payments, and other gift-card marketplaces like Cardstorm, which has a greater breadth of supported coins and a greater focus on privacy.

Other crypto use tools like virtual cards from Moon and payment APIs like NOWPayments which support a variety of tokens and greater merchant integrations giving businesses greater flexibilities in how they work with crypto.

Why It Is Bitrefill Business Alternatives Matter?

Increased Payment Flexibility: Alternatives allow businesses to have more operational flexibility by providing various methods to accept, spend, or convert crypto.

Lower Cost Transaction: Some platforms charge little to no transaction fees, which can help businesses save money.

Increased Supported Cryptocurrencies: Many alternatives support more cryptocurrencies and networks than Bitrefill.

Increased International Availability: Alternatives may have better country and regional coverage which is beneficial for global businesses.

More Seamless Integrations: Enhanced APIs and plugins allow more seamless integration of crypto payments into sites and applications.

Eliminated Provider Risk: Using more than one provider eliminates the risk of being dependent on a single provider.

Best Bitrefill Business Alternatives Points

• Paystand: Enables businesses to accept crypto and digital payments with low fees and automated billing.
• GoCrypto: Provides crypto payment solutions for merchants, supporting multiple coins and instant settlements.
• Blockonomics: Decentralized Bitcoin payment gateway with easy WooCommerce and online store integrations.
• Plisio: Multi-cryptocurrency payment processor with invoicing, checkout links, and low transaction fees.
• AlfaCoins: Offers crypto merchant tools, including payment buttons, invoices, and POS systems worldwide.
• Crypto.com Pay: Allows merchants to accept payments in various cryptocurrencies with rewards and cashback options.
• OpenNode: Bitcoin-focused payment processor with Lightning Network support for fast, low-cost transactions.
• Strike: Enables instant Bitcoin payments and remittances using the Lightning Network.
• CoinGate: Supports over 50 cryptocurrencies for online and in-person merchant payments globally.
• BTCPay Server: Open-source, self-hosted crypto payment processor giving full control and privacy to merchants.
• BitPay: One of the most popular crypto payment gateways with multi-currency support and global merchant tools.

11 Best Bitrefill Business Alternatives

1. Paystand

Paystand is a digital payment solution enabling companies to transact in cryptocurrencies, digital dollars, and other cashless payments.

This solution integrates to existing accounting and ERP systems to automate invoicing and recurring billing. Paystand offers blockchain based processing, eliminating costly and time-consuming intermediaries. For businesses looking flexibility and efficiency, Paystand will be a secure alternative to Bitrefill.

Paystand’s support of multiple digital assets and seamless addition of new merchants makes Paystand one of the most modern alternatives to Bitrefill Business for businesses wanting to modernize payments and decrease costs associated with cross-border payments.

Paystand Features , Pros & Cons

Features

• Payment and billing use blockchain
• Multiple cryptocurrencies accepted
• Integrates with ERP/Accounting
• Invoicing is automated
• Billing is automated on a recurring basis

Pros

• Low the transaction fee
• Good for strong enterprise integrations
• Works with digital dollars and cryptocurrencies
• Automation improves cash flow
• Good for scalability to larger businesses

Cons

• Complex to set up for small businesses
• Other gateways have more options for coins
• Over enterprise focus can be overkill
• There is a learning curve for the blockchain functionality
• Less features for POS compared to retail focused solutions

2. GoCrypto

Merchants that sell products in physical form or digitally and take part in the GoCrypto ecosystem have an easy option for accepting and acquiring cryptocurrencies. It converts the payment to fiat currency and removes the risk of cryptocurrencies volatility.

One of the most remarkable POS systems and business selling software integrations GoCrypto provides are mobile applications and merchant dashboards that help to manage payments and settlement.

GoCrypto provides business a real time and fast way to streamline crypto payments and sells a merchant payment acceptance that is fast and secure. GoCrypto is one of the most appropriate crypto payment processor in the market and one of the most well regarded competitors to Bitrefill.

GoCrypto Features , Pros & Cons

Features

• Accept crypto for payments at POS and online
• Accept coins
• Settles in fiat instantly
• Dashboard for merchants
• Payments on the go

Pros

• Retail is easy to implement
• Fast to settle in fiat
• Supports a lot of coins
• Flexible to checkout
• Good merchant interface

Cons

• Less global reach compared to larger gateways
• Not as many advanced APIs
• Less of a developer community
• Less brand recognition
• Not as many reporting features

3. Blockonomics

With Blockonomics, merchants in the decentralized bitcoin ecosystem can accept direct peer payments in bitcoin through their WooCommerce or Shopify, without any third-party intermediary. Users can streamline their payment processing on Blockonomics, the best Bitrefill alternative.

The decentralized transactions ensure self-custody of the payments while eliminating expensive centralized transactions. This is particularly attractive to uncontrollable centralized systems. Blockonomics is certainly best in class. This is particularly attractive to tech-savvy merchants with a global customer base.

Blockonomics Features , Pros & Cons

Features

• Bitcoin payments are decentralized
• Settles directly to wallet
• Integrates with WooCommerce
• Create invoices
• No middlemen custody

Pros

• Complete authority over finances.
• Lower risk concerning privacy.
• Strong concentration on Bitcoin.
• Simple integration with WordPress.
• No custodial fees on the platform.

Cons

• Limit other coins with Bitcoin only.
• Requires a manual setup for some stores.
• Lacking in commercial support.
• Analytics tools are fewer.
• No services for converting fiat.

4. Plisio

Selling products and services via multiple cryptocurrencies should not be difficult, and with payment processors such as Plisio, you are able to do just that. Accepting Bitcoin, Ethereum, and a variety of altcoins means your customers will always have a valid payment option.

Other services such as invoices, checkout buttons and payment links are available to help streamline your payment collection process, and Plisio offers help with your operational efficiencies. Because of it’s low and fast processing fees, Plisio is one of the best Bitrefill Business alternatives,as it’s adaptable and offers wide support of cryptocurrencies.

Plisio Features , Pros & Cons

Features

• Checkout with multiple cryptocurrencies.
• Payment buttons and links.
• Tools for invoicing.
• Tracking on the dashboard.
• Offers support for APIs.

Pros

• Easy to integrate.
• Supports a wide variety of currencies.
• Lower fees.
• Provides a reasonable reporting dashboard.
• Works for both online and freelance.

Cons

• Less support for POS.
• Fiat conversion options could be varied.
• Less awareness of the brand.
• Missing more advanced plugins.
• Fewer features in the enterprise.

5. AlfaCoins

More and more flexibility is needed when it comes to crypto payments, and AlfaCoins satisfies that with their crypto merchant services which include POS systems, invoices, and online payment processing. Price stability is maintained when crypto is automaticaly converted to fiat which is a great feature.

E-commerce integrations are seamless as AlfaCoins has multiple popular plugins. Alfacoins is one of the best Bitrefill Business alternatives, and is great for international businesses as it has a low fee structure and offers services globally, helping businesses with their payment processing and crypto transactions.

AlfaCoins Features , Pros & Cons

Features

• Payment buttons.
• Supports multiple cryptocurrencies.
• Auto conversion to fiat.
• Plugins for e-commerce.
• Invoicing and POS.

Pros

• Good reach for merchants globally.
• Auto conversion to fiat mitigates risk.
• Simple integration.
• Works for both merchants and freelancers.
• Competitive rates.

Cons

• Interface isn’t modern.
• Support might be inconsistent depending on the region.
• Smaller ecosystem.
• Lacks analytics features.
• Fewer tools for developers.

6. Crypto.com Pay

Allows merchants to accept a multitude of currencies while rewarding buyers with rewards and cashback offers. Crypto.com Pay integrates with websites and mobile applications and offers customers the ability to convert their crypto to cash.

It also fosters greater customer interaction by offering crypto based loyalty programs. Because of its global reach and simplicity of use it is among the most effective Bitrefill Business competitors.

This is especially the case for businesses that wish to appeal to a digitally astute clientele, improve customer loyalty, and provide crypto payment alternatives without the need to deal with the volatility and complexities of a payment processor.

Crypto.com Pay Features , Pros & Cons

Features

• The ability to accept cryptocurrencies as payment.
• Offers rewards and cashback.
• Provides a dashboard for merchants.- API and Extensions.
• Supports multiple cryptocurrencies.

Pros

• Customer rewards.
• Reputable company.
• Diverse cryptocurrency options.
• Seamless plugin integrations.
• Strong presence worldwide.

Cons

• No open-source option.
• Certain functionalities require a user account.
• Fees aren’t standardized.
• More limitations compared to self-hosted options.
• Fiat conversion location-dependent.

7. OpenNode

OpenNode is a cryptocurrency payment processor supporting only Bitcoin that enables both on-chain and Lightning Network payments allowing for cheap and efficient payments. It also supports merchant dashboards, invoicing, and payment buttons for eCommerce.

OpenNode also supports instant cash out, thus eliminating the risks of volatility. It’s focus on the Bitcoin Lightning Network directly impacts its efficiency on high volume transactions making OpenNode one of the top Bitrefill Business competitors. This is especially true because it allows businesses to accept crypto payments and settle transactions faster and with more reliablility while also keeping the fees low.

OpenNode Features , Pros & Cons

Features

• Processes payments in Bitcoin.
• Supports the Lightning Network.
• Invoice management.
• API documentation.
• Instant payments.

Pros

• Quick payments with low fees.
• Primarily focuses on Bitcoin.
• Suited for large-volume vendors.
• API is user friendly.
• Offers payments in fiat currency.

Cons

• Only supports one cryptocurrency.
• Lightning Network adoption is slow.
• Not a good fit for cryptocurrencies other than Bitcoin.
• Must understand Bitcoin.
• Compared to larger competitors, they have a smaller number of plugins.

8. Strike

Strike is a payment service built on top of the Lightning Network. Users can make and accept payments globally in Bitcoin and instantly convert them into USD and other currencies to avoid Bitcoin’s volatility. Strike is positioned anchor remote payments, and payroll payments too.

Global operations especially benefit from its integrated payment solutions. Because of its top speed and low transactions fees, Strike is one of the top Bitrefill Business alternatives. Merchants and enterprises that want to bitcoinize their payment systems, reduce their payment costs, and streamline payment transactions will find that Strike provides their customers a smooth and efficient crypto payment experience.

Strike Features , Pros & Cons

Features

• Payments using the Lightning Network.
• Instant payments.
• Bitcoin-powered remittances.
• Straightforward API.
• Wallet features.

Pros

• Very low transaction fees.
• Extremely quick transactions.
• Supports global transactions.
• User-friendly.
• Strong security features.

Cons

• No cryptocurrencies other than Bitcoin.
• Less developed merchant features.
• Minimal plugins.
• Smaller community for developers.
• Not the usual features offered by POS systems.

9. CoinGate

CoinGate is a crypto payment gateway. The company services over 50 merchants, and provides invoicing and ecommerce solutions on platforms like WooCommerce, Shopify, and Magento. Users can instantly convert their cryptocurrency into fiat.

CoinGate covers the globe, but also has strong support for many currencies, and a stable and consistent payment system. This is useful for small and medium-sized enterprises that want to expand payment services to their customers. CoinGate is one of the top Bitrefill Business alternatives.

CoinGate Features , Pros & Cons

Features

• 50+ Cryptocurrencies Support
• Fiat Conversion
• POS Solution
• E-Commerce Plugins
• Invoicing & API

Pros

• Supports numerous cryptocurrencies
• Great integration options
• User-friendliness
• Instant payouts in fiat
• Outstanding reporting

Cons

• High costs for some cryptocurrencies
• Limited regions
• Required plugin setup
• Not open-source
• Certain features have a gating onboarding process

10. BTCPay Server

Merchants can fully manage their payment processing and crypto payment systems with one of the best Bitrefill Business alternatives, BTCPay Server. Merchants can manage their payment processing systems and crypto payment systems with BTCPay Server. It is an open-source, self-hosted crypto payment processor.

For WooCommerce and Shopify, BTCPay Server works with multiple other cryptocurrencies besides Bitcoin. Because of its decentralized structure, third-party payment processors are not needed.

Because of its commitment to supporting its growing community, BTCPay Server is one of the best alternatives to Bitrefill Businesses. Merchants can optimize the control, flexibility, and customization of their crypto payment systems to achieve greater security, control, and autonomy, and to mitigate operational costs.

BTCPay Server Features , Pros & Cons

Features

• Open-source payment server
• Self-hostable
• Store plugins
• Bitcoin & some other coins
• No fees

Pros

• Total control & privacy
• No fees on any platforms
• Great community
• Flexible options
• No risk of funds being controlled by third parties

Cons

• Hosting setup is a requirement
• Updates must be applied manually
• Tech integration is a must
• Less built in functionality for fiat
• Not beginner-friendly

11. BitPay

Over the years, BitPay has established itself as one of the most popular crypto payment gateways. With their merchant tools, and invoices, debit cards issued, and global pay options, crypto payment gateways.

Additionally, BitPay instantly converts crypto to fiat, eliminating the volatility risk. BitPay offers integrations with leading e-commerce tools, which has made BitPay one of the most preferred Bittrefill Business alternatives.

BitPay’s outstanding reputation and ease of use gives businesses the opportunity to accept crypto payments worldwide, while streamlining their backend and providing customers a trusted payment option.

BitPay Features , Pros & Cons

Features

• Ability to accept multiple cryptocurrencies
• Invoicing for merchants
• API & integrations
• Debit payments
• Payouts in fiat only

Pros

• Long-standing reputation
• Extensive options for merchants
• Availability in many countries
• Seamless integration for online stores
• Automatically converts to fiat

Cons

• Higher fees than self-hosted solutions
• Not self-hosted
• Some of the features are only available in select countries
• Limited funds control
• Identity verification is necessary

Conclusion

In the rapidly changing cryptocurrency landscape of today, companies require adaptable, safe, and affordable payment options.

Alternatives like Paystand, GoCrypto, Blockonomics, Plisio, AlfaCoins, Crypto.com Pay, OpenNode, Strike, CoinGate, BTCPay Server, and BitPay offer a variety of features that meet various business needs, even though Bitrefill is a well-known platform for using cryptocurrency to buy gift cards and pay bills.

These systems enable retailers to accept cryptocurrencies with ease, lower transaction costs, and broaden their worldwide reach through everything from multi-cryptocurrency compatibility and minimal fees to sophisticated integrations and decentralized control.

In the world of cryptocurrency payments, selecting the appropriate option guarantees effectiveness, security, and improved client pleasure.

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