10 Best NOWPayments Alternatives in Africa for Crypto Payments

I will discuss the best NOWPayment Alternatives in Africa by looking on reliable and safe Crypto payment gateways for African Businesses.

These alternatives have several crypto coins, and fast settlements while integrating with local payment structures like mobile money.

Considering services like BitPay, CoinGate, and Yellow Card Pay, Businesses can handle the acceptance of Crypto payments more efficiently while reducing any risks or fees.

What is NOWPayments Alternatives?

Other cryptocurrency payment processing platforms that offer businesses and merchants a way to easily accept digital currencies are referred to as NOWPayments alternatives.

Features like multi-coin compatibility, simple e-commerce platform integration, minimal transaction costs, instant fiat conversion, and safe wallets are all provided by these substitutes.

CoinGate, BitPay, CoinPayments, BTCPay Server, and GoCrypto are well-liked substitutes; each offers special advantages including improved privacy, decentralized payment methods, or wider support for cryptocurrencies.

Business needs, supported cryptocurrencies, transaction speed, and integration flexibility all play a role in selecting the best option, which enables companies to effectively accept cryptocurrency payments while lowering risks.

Why Use NOWPayments Alternatives in Africa

More Cryptocurrencies – Other options might accept more types of money that are commonly used in Africa, including USDT, BTC, ETH, and local stablecoins.

Lower transaction costs – Some platforms allow for a more competitive transaction fee structure which is more beneficial to small and medium enterprises.

More Localized Services – Other Services might partner with banks and mobile money providers (M-Pesa, MTN) in Africa, and local payment processors to simplify withdrawals.

Faster Conversions – Some services allow for quicker conversion to the local currency which helps in gaining access to the funds more rapidly.

Self Custody and decentralization – Services such as the BTCPay Server facilitate self custody and therefore decentralized control over digital assets.

Less Legal Risk – Some alternatives, in the face of African crypto regulations, stand out in providing compliancy which lowers legal risk.

E-commerce & API Adaptability – Some versions also allow for greater flexibility in integrating with local e-commerce platforms like Shopify, WooCommerce, etc.

Key Point & Best NOWPayments Alternatives in Africa List

Payment Gateway	Key Points
BitPay	Supports multiple cryptocurrencies, offers fiat conversion, easy integration, high security.
CoinGate	Accepts 50+ cryptocurrencies, offers e-commerce plugins, instant settlements, low fees.
Plisio	Multi-coin support, API integration, auto conversion to fiat, user-friendly dashboard.
Cryptomus	Focus on fast settlements, multi-currency payments, mobile-friendly interface.
Coinify	Supports crypto invoicing, international payments, seamless merchant onboarding.
B2BinPay	Enterprise-level crypto gateway, supports bulk payments, strong security features.
PayBito Merchant Gateway	Multi-crypto support, API & plugin integration, competitive transaction fees.
Yellow Card Pay	Focused on Africa, supports local currencies, mobile money integration, fast withdrawals.
VALR Pay	South Africa-focused, fiat conversion, multi-crypto support, regulatory compliance.
Coinbase Commerce	Trusted global platform, easy integration, multi-crypto support, automatic conversion optional.

1. BitPay

With no questions, BitPay is one of the most reliable crypto payment gateways in the world. In Africa, BitPay is a good substitute for NOWPayments. They automate conversions to local fiat, which is vital for every African biz, and they service a number of crypto, ever so popular, currencies like Bitcoin and Ethereum. They have partnered with fraud protection companies.

They have secure e-commerce wallets and protection for fraud. They have made it easier for e-commerce businesses to integrate with Shopify, WooCommerce, and other e-commerce service providers. African biz will appreciate the transparent fees and simple, reliable interface.

BitPay Features , Pros & Cons

Features

• Competitors in the industry are lesser in terms of the fintech offering
• Work with e-commerce and API integrations
• have secure wallets

Pros

• One of the most reputable companies in the industry
• Has a rapid finance turnaround
• Their protection mechanisms and standards are high

Cons

• No exposure to altcoins
• Small vendors have to bear the brunt of high fees
• Customer is obligated to the Know Your Customer policy

2. CoinGate

CoinGate is an industry-leading processor that is compatible with more than 50 cryptocurrencies making it an equally powerful competitor to NOWpayments.

CoinGate facilitates instant crypto transactions, has low fees, and offers automatic conversion to fiats, which allows African users to dodge the instability associated with cryptocurrencies. CoinGate has ecommerce integrations with WooCommerce, Magento, PrestaShop and offers an easy API for bespoke integrations.

CoinGate offers a dashboard for real time analytics, multi currency invoicing and payout via local currency. 2-factor authentication and cold storage are some of the security features. CoinGate offers African merchants reliable and rapid crypto payment processing, with the ability to accept several cryptocurrencies at once.

CoinGate Features , Pros & Cons

Features

• 50+ cryptocurrencies accepted.
• Instant settlement to fiat.
• Major e-commerce platform integrations.

Pros

• Support video wide range of crypto.
• Merchant integrations is simple.
• Transaction and service fees is low.

Cons

• Africa local payments options are limited.
• Withdrawal of fiat in different regions has limitations.
• Advanced features require experienced personnel.

3. Plisio

Plisio is a worldwide top competitor to NOWPayments due to its strong crypto payment gateway and its multi-coin payment processing. Plisio allows for the payment of more than 3 cryptocurrencies including the popular BTC, ETH, and USDT, while converting the payment to a fiat currency.

Plisio has automated integrations via API, inline forms, and payment options to easily sell online or fill digital services. Plisio has payment performance transparency and allows the user to set preferences for payment plans.

Plisio has 2FA and SSL security, and for African merchants, Plisio has low cost payment processing with speedy working settlement.

Plisio Features , Pros & Cons

Features

• Accepts, and processes payments in multiple cryptocurrencies.
• Automated conversion to fiat.
• Invoice generation and API integration available.

Pros

• Transaction service fees are low.
• For small, micro businesses simple to use.
• User Friendly Dashboard.

Cons

• Brand recognition in the crypto space is low.
• Limited integrations in Africa.
• Analytics tools are not advanced.

4. Cryptomus

Cryptomus provides fast and secure cryptocurrency payments, making it a good alternative to NOWPayments for African merchants. It allows multi crypto payments and easy conversion to local fiat which is crucial in countries with crisis in crypto.

Cryptomus has mobile friendly interfaces, seamless API and e-commerce plugins for easy adoption by merchants. It also provides fast and reliable payout, convenient invoicing, and controllable transaction management.

With features like Encryption, fraud detection and monitoring, Cryptomus have mitigated most risks. Cryptomus is is practical for crypto transaction across African countries, with easy to use interface, low fees and fast settlement.

Cryptomus Features , Pros & Cons

Features

• Fast cash settlement.
• Support for multiple currencies.
• Interface designed for mobile devices.

Pros

• Easy to setup.
• Simple and cheap processes.
• Payouts quickly.

Cons

• There are a few fiat cash option availabilities.
• There are a few selections in cryptocurrency.
• There is insuffient support for bigger companies.

5. Coinify

Coinify is a long standing crypto payment processor and is one of the strongest substitutes for NOWPayments in Africa. It enables merchants to accept crypto from any part of the world and also provides automated conversion to fiats. It allows crypto invoicing and provides multi currency payments for simplified payments.

Coinify offers seamless plug ins for online shops and real time transaction monitoring. It has automated borderless payments, transparent cost of transactions, and secure transactions through 2FA and cold storage.

Coinify is perfect for African merchants as it provides them the ability to engage in borderless trade without the worries of crypto volatility. It is a perfect fit for low to medium sized merchants due to fast settlement, great customer support, and adherence to regulatory guidelines.

Coinify Features , Pros & Cons

Features

• Cryptocurrency payment invoicing
• Automatic conversion of fiat
• API integration that is secure

Pros

• Good regulatory compliance
• Reach of customers around the globe
• Dependable assistance for customers

Cons

• More expensive than other firms
• Support for altcoins is minimal
• Takes longer for onboarding

6. B2BinPay

B2BinPay, a top-tier crypto payment processing company, is positioned as a payment processing service supplier alternative to NOWPayments to larger-sized African companies.

It allows multiple digital assets and facilitates bulk payments, making it ideal for big-ticket digital crypto payments. Providing industry-leading security using cold wallets, encryption, and advanced fraud protections, B2BinPay is highly considered.

Their supportive and scalable properties, combined with crypto payment processing, keep Mauritanian firms local and cross-border crypto payment compliant, and B2BinPay is steadfast.

B2BinPay Features , Pros & Cons

Features

• Crypto gateway for enterprises
• Large volume and bulk payment options
• High level of security

Pros

• Very big businesses can use
• Best compliance in the industry
• Platform is very scalable

Cons

• Not very suitable for small businesses
• Complicated installation
• More demanding minimum requirements

7. PayBito Merchant Gateway

Another direct competitor of NOWPayments in Africa is PayBito Merchant Gateway offering versatile and secure crypto payments to merchants in Africa.

PayBito charges low transactional fees and enables local and cross-border digital payments on multiple currencies to African merchants.

Automated real-time conversion offerings ensure merchants receive local fiat currencies with rapid recurring settlement times.

The system is fortified using two-factor authentication and complies with industry-recognized standards. It is a versatile system with multiple orientated configurations fit for merchants with e-commerce businesses.

PayBito Merchant Gateway Features , Pros & Cons

Features

• Accept payments in multiple cryptocurrencies
• Adds plugins and integrates via API
• Monitors transactions in real-time

Pros

• Integration can be done in various ways
• Prices are attractive
• Excellent measures taken for security

Cons

• Limited support for payments in Africa is very local
• Fewer users
• Not well known around the world

8. Yellow Card Pay

Yellow Card Pay is yet another Africa-focused crypto payment gateway, and is a major competitor to NOWPayments. Yellow Card Pay caters to local currencies and major cryptocurrencies (including BTC and USDT), as well as mobile money services like M-Pesa.

Customers can easily make deposits, withdrawals and integrate e-commerce sites, thanks to user-friendly platform. The payment processor is also mobile-friendly and offers automatic fees in fiat currencies.

The payment processor helps African merchants by minimizing payment obstacles and allowing them to settle in local currencies. Yellow Card Pay’s emphasis on Africa also assures businesses of regulatory compliance on a user-friendly platform.

Yellow Card Pay Features , Pros & Cons

Features

• African-centered crypto payments
• Includes integration for mobile money
• Support for local currency

Pros

• Best for merchants operating in Africa
• Fast local payment settlement
• Easy to use mobile interface

Cons

• Less variety of crypto
• Availability of the Region is limited
• Lacks more sophisticated features

9. VALR Pay

VALR Pay is a competitor to South African crypto processors offering VALR PAY payment solutions due to VALR Pay offering lower fees processing South African rand payments. VALR Pay is also South African rand multiple cryptocurrency automatic payment conversion using volatility conversion.

VALR has customer reputation. Your business gets to keep transaction processing at a single bank for all your resellers, VALR offers payment processing for all kinds crypto to South African rand. VALR has payment PDF and invoicing considered most secure soft processor for crypto payments.

Cryptographic secure PDF for two factor authenticated systems, cold facilities secure. South African and International payment systems VALR PAY are transfer compliant to local African businesses. VALR is one of the most popular crypto payment processors.

VALR Pay Features , Pros & Cons

Features

• A payment processor headquartered in South Africa.
• Services offered include crypto-to-fiat conversions.
• Integration via APIs.

Pros

• No other competitor has better local compliance.
• Quick settlement times in South African Rand (ZAR).
• A trusted platform in the region.

Cons

• South Africa is their primary region of focus.
• Limited global presence.
• Less plug-ins for e-commerce.

10. Coinbase Commerce

With the ability to accept many currencies, and automatic conversion to fiat if you want, Coinbase Commerce is reliable and trusted for crypto payments worldwide, especially in Africa.

Merchants can accept payments in a number of digital currencies (BTC, ETH, and various stablecoins) and the platform has seamless and simple plug and play integrations alongside API options, and hosted checked out pages.

Coinbase values safety and uses two-step verification alongside the secure infrastructure of their parent company, Coinbase. For merchants in Africa, Coinbase Commerce has easy to use and reliable settlements with a unique fee structure, and access to payments worldwide.

Its user-friendly dashboard and versatility with other popular online commerce applications/service streams gives merchants in Africa a great option for a quick flexible crypto payment processor.

Coinbase Commerce Features , Pros & Cons

Features

• Supports major coins.
• Checkout hosted and API integration available.
• Fiat conversion is available.

Pros

• Well-known and trusted around the world.
• Easy for merchants to onboard.
• High levels of security compliance.

Cons

• Limited African payment methods.
• A Coinbase account is required.
• Fees are higher for certain locations.

Benefits Of Best NOWPayments Alternatives in Africa

Multi-Cryptocurrency Support – Accept payments in lots of different digital currencies and increase the usability of your payment system. Some of the currencies include Bitcoin, Ethereum, USDT, and many more.

Fiat Conversion – For African enterprises, the automatic conversion to local currencies enables them to avoid the crypto volatility and access funds readily.

Faster Settlements – Quick revenue access when instant payouts are available.

Low Transaction Fees – Profits are increased when merchants reduce their costs from the many alternatives available at competitive rates.

Integration with Local Payment Systems – Local banks and African mobile money systems such as M-Pesa and MTN are supported by the platforms.

Enhanced Security – Fraud accounts and the theft of funds are protected with two-factor authentication, SSL encryption, and cold storage.

E-commerce & API Compatibility – Payments are easier to manage when there is a straightforward connection with online stores and bespoke software.

Regulatory Compliance – The legal issues surrounding businesses are reduced when some of the alternatives are compliant with African crypto regulations.

Scalability – Without changing platforms, enterprises are supported and small businesses are able to grow.

User-Friendly Interface – Managed crypto payments are made easier with the simplified dashboards and reporting tools.

Conclusion

Consideration of the appropriate cryptocurrency payment gateway must be taken if African businesses desire to move to digital payments. NOWPayments alternatives like BitPay, CoinGate, Plisio, Cryptomus, Coinify, B2BinPay, PayBito Merchant Gateway, Yellow Card Pay, VALR Pay, and Coinbase Commerce offer dependable payment solutions that are flexible and designed for the African market.

These offer multi cryptocurrency support, rapid settlements, connections with local payment systems, and safeguards against crypto volatility. African merchants are able to use these alternatives to obtain local and international market access with greater efficiency to decrease costs, remain compliant, and improve the overall payment experience for their customers.

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